20 BEAVERKILL DRIVE, LAKE WALES, FL, 33898
Active15 days on marketListed Jul 9, 2026MLS #L4963353
About this home
20 BEAVERKILL DRIVE
Welcome to 20 Beaverkill Drive, a beautifully maintained 2021 manufactured home located in the highly sought-after Saddlebag Lake Resort, one of Central Florida's premier gated 55+ communities where you own the land—no lot rent! Whether you're searching for a full-time residence, retirement home, winter retreat, or seasonal escape, this move-in-ready home offers the perfect combination of modern construction, low-maintenance living, and an exceptional resort lifestyle. Built in 2021, this home provides the peace of mind buyers are looking for, with virtually no major ticket items to worry about for years to come. Even better, the air conditioning system includes a transferable lifetime warranty, adding even more long-term value. Inside, you'll find a bright, open-concept floor plan designed for comfortable everyday living and effortless entertaining. The spacious living and dining areas flow seamlessly into the well-appointed kitchen, complete with a center island that provides additional seating, prep space, and storage. The home is being offered partially furnished, allowing you to settle in with ease. An inside laundry area with a stackable washer and dryer adds convenience, while the generously sized guest bedroom and oversized guest bathroom ensure family and friends have a comfortable place to stay. Step outside to the large screened enclosure, the perfect place to enjoy your morning coffee or unwind while taking in Florida's beautiful weather. Additional highlights include two separate driveways providing ample parking for multiple vehicles and guests, plus a storage shed that is already wired for electricity and ready for connection. Life at Saddlebag Lake Resort is about so much more than just owning a home—it's embracing an active, resort-style lifestyle. This resident-owned, gated community offers an impressive array of amenities, including a heated swimming pool and spa, clubhouse, fitness center, pickleball and tennis courts, shuffleboard, horseshoes, billiards, library, recreation hall, planned social events, clubs, dances, arts and crafts, and a full calendar of activities designed to keep you active and connected. Outdoor enthusiasts will appreciate access to Saddlebag Lake with boating, kayaking, bass fishing, a private boat ramp, and beautiful waterfront scenery right within the community. Conveniently located in Lake Wales, you'll enjoy easy access to shopping, restaurants, medical facilities, golf courses, and everyday conveniences while being just a short drive from some of Central Florida's most popular attractions. Spend the day at LEGOLAND® Florida Resort, explore the breathtaking beauty of Bok Tower Gardens, experience the excitement of Westgate River Ranch Resort & Rodeo, or venture to Walt Disney World®, Universal Orlando Resort™, SeaWorld®, Busch Gardens Tampa Bay®, and countless lakes, parks, and nature preserves. Whether you're looking for a permanent residence or the perfect Florida getaway, this exceptional property offers the ideal blend of comfort, convenience, recreation, and peace of mind. Don't miss your opportunity to own a beautiful newer home in one of Central Florida's most desirable active adult communities—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,152
Sqft
0.09 ac
Lot size
2021
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,915 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,915/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs SADDLEBAG LAKE
$187 vs $155
Days on market
15 vs 56 typical
Where $187/sqft sits among the 23 homes for sale in SADDLEBAG LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $275K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
11 of 23
SADDLEBAG LAKE have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the LAKE WALES 33898 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 BEAVERKILL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$205,000
49 QUEEN OF WATERS STREET · same community
2 bd · 2 ba · 1,152 sqft · $178/sqft · 1 DOM
Sold · Jan ’26$155,000
85 SADDLEBAG TRAIL · same community
3 bd · 2 ba · 1,152 sqft · $135/sqft · 252 DOM
Sold · Feb ’26$188,000
30 SADDLEBAG TRAIL N · same community
3 bd · 2 ba · 1,152 sqft · $163/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 20 BEAVERKILL DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 BEAVERKILL DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
20 BEAVERKILL DRIVE FAQs
What would the monthly payment be for 20 BEAVERKILL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,915/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20 BEAVERKILL DRIVE?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20 BEAVERKILL DRIVE?+
The most recent tax bill on record (2025) was $1,789. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20 BEAVERKILL DRIVE?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $215,000, this home is listed about 16% below the Lake Wales median of $256,490. The market section on this page shows how the area is trending.
Which schools are assigned to 20 BEAVERKILL DRIVE?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Amanda Wright. MLS #L4963353.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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