5324 LAFAYETTE AVENUE, SEBRING, FL, 33875
Active146 days on marketListed Mar 9, 2026MLS #L4960091
About this home
5324 LAFAYETTE AVENUE
When character, space, and potential come together! This 4-bedroom, 3-bath stacked split-level (quad-level) home offers just over 2,300 sq ft and a layout full of personality. With multiple living areas spread across four levels, there's room to spread out, gather, and grow. The home could use a little love, but it’s bursting with opportunity for the right buyer to make it shine. New Roof in 2021, New Hot Water Heater 2025. Located in a beautiful, established community with no HOA, you'll enjoy the freedom to truly make this home your own. Just minutes from Sebring’s charming downtown, shopping, restaurants, and medical facilities, yet tucked away on a peaceful street, it’s the best of both worlds. Plus, with nearby lakes perfect for fishing and recreation, and easy access to both Orlando and Miami, this is Florida living with flexibility, charm, and convenience.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,324
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
Three Or More
Levels
$120
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,926 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,182/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$120 vs $186
Days on market
146 vs 60 typical
Where $120/sqft sits among the 207 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
95 of 207
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 896% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 5324 LAFAYETTE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$323,000
4619 Garden Ave, Sebring FL 33875 · same community
3 bd · 2 ba · 1,461 sqft · $221/sqft · 71 DOM
Sold · Apr ’26$295,000
820 SHAMROCK DRIVE
3 bd · 3 ba · 2,118 sqft · $139/sqft · 198 DOM
Sold · Apr ’26$295,000
820 Shamrock Drive, Sebring FL 33875
3 bd · 3 ba · 2,118 sqft · $139/sqft · 199 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5324 LAFAYETTE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5324 LAFAYETTE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
5324 LAFAYETTE AVENUE FAQs
What would the monthly payment be for 5324 LAFAYETTE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,926/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5324 LAFAYETTE AVENUE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $279,000, this home is priced right at the Sebring median.
Which schools are assigned to 5324 LAFAYETTE AVENUE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$279,000 runs 896% above the SEBRING 33875 median — but at 2,324 sqft it's also 54% larger than the typical Sebring listing.
02Time on market is leverage
146 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,000, now $279,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HELLO FLORIDA REAL ESTATE LLC · Alysia Cortes. MLS #L4960091.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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