3127 HADDOCK DRIVE, SEBRING, FL, 33870
Active149 days on marketListed Feb 25, 2026MLS #L4959345
About this home
3127 HADDOCK DRIVE
HUGE PRICE DROP! Beautifully updated two-bedroom, two-bath Sebring home with every major upgrade completed in 2025! This move-in ready property offers modern comfort, energy efficiency, and peace of mind with thoughtful renovations throughout. The spacious, light-filled living room features updated lighting and flows seamlessly into a large galley kitchen complete with abundant cabinetry, a brand-new dishwasher, and excellent counter space—perfect for cooking, entertaining, or everyday family living. A generous laundry room includes both washer and dryer, which will remain for the new owners’ convenience. Significant updates completed in 2025 include a durable metal roof, new double-pane windows, new electrical panel with full home rewire (over $14,000 invested), three surge protectors, tankless water heater, all-new duct system, fresh insulation, plug for generator, and a freshly painted exterior—providing outstanding energy efficiency, reliability, and curb appeal. Step outside to a private backyard oasis, recently pumped septic, a new 10x14 metal shed for extra storage, and a variety of mature fruit trees including lemon, mango, and tangelo—ideal for embracing Sebring’s relaxed outdoor lifestyle. Located in a USDA-eligible area, this home offers both convenience and tranquility. Enjoy being just minutes from Downtown Sebring, historic Circle Drive, Lake Jackson’s boating and recreation areas, and the Sebring International Raceway. Shopping, dining, schools, and medical facilities are all nearby, as well as the popular Highlands Hammock State Park with its walking trails and natural beauty. Combining modern upgrades with a desirable Central Florida location, this fully renovated home delivers a low-maintenance lifestyle, exceptional value, and lasting comfort. Every major system was updated in 2025, making this property truly turn-key and ready for you to enjoy immediately!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.24 ac
Lot size
1
Garage
1991
Year built
Multi/Split
Levels
$185
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,482 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,482/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Sebring actives
$185 vs $188
Days on market
149 vs 60 typical
Where $185/sqft sits among the 206 Sebring actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
91 of 206
Sebring actives have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the SEBRING 33870 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 3127 HADDOCK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$255,000
2714 VALERIE BOULEVARD · same community
3 bd · 2 ba · 1,288 sqft · $198/sqft · 100 DOM
Sold · Dec ’25$255,000
2714 Valerie Blvd, Sebring FL 33870 · same community
3 bd · 2 ba · 1,288 sqft · $198/sqft · 101 DOM
Sold · Feb ’26$260,000
4912 WHITING DRIVE
3 bd · 2 ba · 1,060 sqft · $245/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3127 HADDOCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3127 HADDOCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3127 HADDOCK DRIVE FAQs
What would the monthly payment be for 3127 HADDOCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,482/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3127 HADDOCK DRIVE?+
The most recent tax bill on record (2025) was $677. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3127 HADDOCK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $199,990, this home is listed about 29% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3127 HADDOCK DRIVE?+
Fred Wild Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$199,990 runs 35% above the SEBRING 33870 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
149 days on market against a Sebring median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,000, now $199,990 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 · David Small. MLS #L4959345.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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