Steeve Cadeau
$499,000$542,0003 bd2 ba1,313 sqft$380 /sqft$3,500 /mo all-in ↓

610 LYLE PARKWAY, BARTOW, FL, 33830

Active160 days on marketListed Feb 14, 2026MLS #L4958642

Reduced $43KSingle Family ResidenceNONE

About this home

610 LYLE PARKWAY

Make an offer! TWO homes on one beautifully landscaped property—ideal for multi-generational living, guests, or rental income! The main home, built in 1925, blends classic charm with modern updates. It was completely replumbed and rewired in 2017. A metal roof was installed in May 2004 and updated in 2025 with wood Zac screws and a cricket was installed for the chimney. The AC was installed in 2016. In 2006 water was connected to the City water system and remains on a 1,500-gallon septic tank system. 2023 the septic tank was pumped and cleaned out. The home was freshly repainted in 2025. Inside, the layout includes a living room, dining room, kitchen, bedrooms, and a welcoming front porch. The primary bathroom features a walk-in shower and a large closet. A bonus room just off the primary bedroom, leading to the front porch area, can be used as an additional bedroom, office, study, or flex space. The fenced yard is a true garden retreat, featuring fruit trees including Finger Lime, Pink Variegated Lemon, Sopapilla, and Longan, along with an array of flowering trees, shrubs, and vines such as Japanese Orchid Tree, Purple Jacaranda, Hibiscus (Jamaica), and Magnolias—ensuring something is always in bloom. The second home, built in 2006, is fully self-contained with a full kitchen and full bath, making it perfect as a mother-in-law suite, guest house, or rental opportunity. The 2nd home was built in 1974 as a garage. Then it was totally remodeled into the house it is today in 2006. It offers 2 bedrooms, 1 bath, a separate entrance, and a one-car enclosed garage. This home was rewired in 2017 and the ceiling fans were updated in the living room and one bedroom. Home features a 2023 HVAC system, and was reroofed with shingles in 2025. The interior was repainted in 2025, and brand-new carpet was installed in the bedrooms. Both homes share the same septic system. This versatile property offers space, income potential, and a lush, private setting—an exceptional opportunity for a wide range of living arrangements. Please call for a private showing!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,313

Sqft

0.86 ac

Lot size

1

Garage

1925

Year built

One

Levels

$380

Per sqft

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesElectric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Vinyl Siding · Wood Frame
FoundationCrawlspace
FacesSouth
ExteriorPrivate Entrance

Community & fees

Taxes (2025)$2,183/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,500 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$182
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,465
Interest rate6.00%
Loan term

Estimated payment

$3,500/mo

Principal & interest$2,938
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$182
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$281KedgeAI estimate $336,617 · range $293K$403K$519K

vs edgeAI estimate

+48.2%

$/sqft vs NONE

$380 vs $334

Days on market

160 vs 42 typical

Where $380/sqft sits among the 273 homes for sale in NONE

151
57 · this home
23
14
10
18
$136–359$359–582$582–805$805–1028$1028–1251$1251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bartow

Map of 610 LYLE PARKWAY

Drive times from this address

Downtown Tampa51 min
Walt Disney World56 min
Tampa Int’l Airport (TPA)62 min
Universal Orlando66 min
Downtown Orlando72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bartow. See the full Bartow guide →

BARTOW 33830 — neighborhood snapshot

Population

32,738

Median age

36.2

Median income

$62,636

Median home value

$207,900

Avg household

2.91

Households w/ children

3,768

For the school run

Polk County School District

HighBartow Senior High School★★★★★
MiddleBartow Middle School★★★★
ElementaryJames E. Stephens Academy★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bartow market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$325K$310K

Bartow median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

100 of 273

NONE have cut their price

Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 64% above the BARTOW 33830 median. See the full Bartow market guide →

Paper trail

This home's history

CurrentPrice reduced to $499,000 $43K
Feb 14, 2026Listed at $542,000 · 160 days on market since
1925Built · NONE

Reality check

What actually sold near 610 LYLE PARKWAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8225 WAKEFORD ROADSold · Jun ’26

$450,000

8225 WAKEFORD ROAD · same community

3 bd · 2.5 ba · 1,339 sqft · $336/sqft · 10 DOM

18350 NE 19TH COURTSold · Dec ’25

$185,000

18350 NE 19TH COURT · same community

3 bd · 2 ba · 1,434 sqft · $129/sqft · 3 DOM

404 S BLUE LAKE AVENUESold · Jan ’26

$295,000

404 S BLUE LAKE AVENUE · same community

3 bd · 2 ba · 1,465 sqft · $201/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 610 LYLE PARKWAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 610 LYLE PARKWAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

610 LYLE PARKWAY FAQs

What would the monthly payment be for 610 LYLE PARKWAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,500/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 610 LYLE PARKWAY?+

The most recent tax bill on record (2025) was $2,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bartow?+

At $499,000, this home is listed about 54% above the Bartow median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 610 LYLE PARKWAY?+

Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,000 runs 64% above the BARTOW 33830 median.

02Time on market is leverage

160 days on market against a Bartow median of 42 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $542,000, now $499,000 — a $43K cut. The full history is in the market section below.

Listing courtesy of MEEKS REAL ESTATE LLC · Carla Meeks. MLS #L4958642.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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