21 SILVERSIDES STREET, LAKE WALES, FL, 33853
Active680 days on marketListed Sep 25, 2024MLS #L4947835
About this home
21 SILVERSIDES STREET
Spacious Retreat at Saddlebag Lake Resort! Welcome to your private oasis in the highly sought-after 55+ Saddlebag Lake Resort community! This charming 2-bedroom, 2-bathroom, FULLY FURNISHED, mobile home offers the perfect blend of comfort, convenience, and community living. Best of all, you own the land, providing added value and peace of mind. While not directly on the lake, you'll still enjoy the serene lakeside lifestyle, complete with a wealth of amenities and activities. The lake itself is ideal for fishing lovers, offering a peaceful escape for those who enjoy spending time on the water. Inside, the home features updated flooring throughout, a convenient inside laundry area, and a primary bedroom that opens to the side yard, creating a peaceful retreat surrounded by nature. Modern upgrades include dark laminate flooring in the primary bedroom and sliding glass doors installed in 2017. For added comfort, the AC unit was replaced in 2020, along with new ductwork and an attic fan for efficient climate control. A clean 4-point inspection has already been completed for your peace of mind. Unique touches like an outdoor shower provide a refreshing escape, and the included 2013 golf cart makes it easy to explore the community. Additional highlights include a 2-car carport and a utility shed for extra storage. Saddlebag Lake Resort is a gated community with 24-hour security and endless amenities to enjoy. These include a pool, horseshoe pits, billiards, an exercise building, shuffleboard, tennis courts, pickleball, a clubhouse, library, dog run, a driving range, and even their very own US Post Office. The resort hosts community events like bingo nights, parades, and social clubs, fostering a close-knit and friendly atmosphere. Quiet hours from 11 pm to 7 am ensure a restful environment. With FINANCING AVAILABLE THROUGH PREFERRED LENDERS, this home is ready to become your retirement haven. Don’t miss out—schedule your showing today and start enjoying the Saddlebag Lake Resort lifestyle!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
768
Sqft
0.09 ac
Lot size
1984
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,494 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,494/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+33.8%
$/sqft vs SADDLEBAG LAKE
$208 vs $155
Days on market
680 vs 54 typical
Where $208/sqft sits among the 22 homes for sale in SADDLEBAG LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Saddlebag Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Wales. See the full Lake Wales guide →
Saddlebag Lake — neighborhood snapshot
Population
569
Median age
68
Median income
$34,972
Median home value
$83,600
Avg household
1
Households w/ children
16%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Wales market
$275K → $271K
Lake Wales median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
12 of 22
SADDLEBAG LAKE have cut their price
Median sold price, Lake Wales, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the LAKE WALES 33853 median. See the full Lake Wales market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 SILVERSIDES STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$62,000
21 SADDLEBAG TRAIL S · same community
1 bd · 1.5 ba · 732 sqft · $85/sqft · 302 DOM
Sold · Mar ’26$60,000
8 RED QUILL CIRCLE · same community
1 bd · 1 ba · 730 sqft · $82/sqft · 5 DOM
Sold · Mar ’26$135,000
23 SADDLEBAG TRAIL · same community
2 bd · 2 ba · 816 sqft · $165/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21 SILVERSIDES STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 SILVERSIDES STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
21 SILVERSIDES STREET FAQs
What would the monthly payment be for 21 SILVERSIDES STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,494/mo — principal and interest, the actual property-tax bill, the $245/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21 SILVERSIDES STREET?+
The association fee works out to $245 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21 SILVERSIDES STREET?+
The most recent tax bill on record (2023) was $913. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21 SILVERSIDES STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake Wales?+
At $160,000, this home is listed about 36% below the Lake Wales median of $250,000. The market section on this page shows how the area is trending.
Which schools are assigned to 21 SILVERSIDES STREET?+
Spook Hill Elementary School (elementary), Bartow Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LAKE WALES 33853 market on paper
$160,000 is 26% below the LAKE WALES 33853 median of $215,000.
02Time on market is leverage
680 days on market against a Lake Wales median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $200,000, now $160,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REMAX EXPERTS · Amanda Wright. MLS #L4947835.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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