
INACCESSIBLE TRACT, KATHLEEN, FL, 33849
Active62 days on marketListed May 22, 2026MLS #K4903512
About this home
INACCESSIBLE TRACT
Ready for some fun in the mud? This wooded 1.26 acre lot is located just off Hwy. 54 and US Hwy. 98 in the gated Rancho Bonito community. Enjoy the thrill of off-roading and 4-wheeling. This community is for outdoor enthusiasts! Bring your ATVs, trucks, and side-by-sides to ride the trails and mud bogs. This lot has no road access and cannot be built on.
Facts & features
The home at a glance
1.26 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$224 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Kathleen
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Kathleen. See the full Kathleen guide →
KATHLEEN 33849 — neighborhood snapshot
Population
736
Median age
50
Median income
$69,911
Median home value
$281,200
Avg household
3.27
Households w/ children
92%
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Kathleen market
$395K → $339K
Kathleen median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
Median sold price, Kathleen, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the KATHLEEN 33849 median. See the full Kathleen market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about INACCESSIBLE TRACT — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for INACCESSIBLE TRACT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
INACCESSIBLE TRACT FAQs
What would the monthly payment be for INACCESSIBLE TRACT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on INACCESSIBLE TRACT?+
The most recent tax bill on record (2025) was $14. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Kathleen?+
At $10,000, this home is listed about 98% below the Kathleen median of $577,450. The market section on this page shows how the area is trending.
Which schools are assigned to INACCESSIBLE TRACT?+
Socrum Elementary School (elementary), Kathleen Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of WESTLAKE REAL ESTATE CO., INC. · Anne Lazzari. MLS #K4903512.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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