Steeve Cadeau
$150,000$175,0002 bd2 ba840 sqft$179 /sqft$1,123 /mo all-in ↓

134 JOHN STREET, HAWTHORNE, FL, 32640

Active135 days on marketListed Mar 10, 2026MLS #J998638

Reduced $25KManufactured HomeFOUR LAKES COMMUNITY

About this home

134 JOHN STREET

Welcome to this exciting opportunity! Fee simple land with a 2 bed / 2 bath mobile home on a 0.33-acre lot. Features include a new partial wooden fence in front facing the street, an 8-year-old metal roof, brand new vinyl flooring throughout, and a new mini-split system. Interior highlights cabinets refreshed with a new coat of paint and a brand new stand-in glass shower door in the primary bathroom. Property also has a new septic tank and well, electric and water available, and hookups ready for your washer and dryer. Plenty of parking. Enjoy the brand new deck for entertaining. Motivated seller – submit all offers.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

840

Sqft

0.33 ac

Lot size

One

Levels

$179

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesMicrowave · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Washer Hookup
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofMetal
ConstructionOther
FoundationOther
FacesWest
ExteriorOther

Community & fees

Taxes (2025)$160/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,123 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,123/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hawthorne

Map of 134 JOHN STREET

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

CurrentPrice reduced to $150,000 $25K
Mar 10, 2026Listed at $175,000 · 135 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 134 JOHN STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 134 JOHN STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

134 JOHN STREET FAQs

What would the monthly payment be for 134 JOHN STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 134 JOHN STREET?+

The most recent tax bill on record (2025) was $160. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 134 JOHN STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hawthorne?+

At $150,000, this home is listed about 43% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 134 JOHN STREET?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$150,000 runs 77% above the HAWTHORNE 32640 median.

02Time on market is leverage

135 days on market against a Hawthorne median of 46 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $175,000, now $150,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J998638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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