Steeve Cadeau
$859,000$895,0005 bd3 ba2,741 sqft$313 /sqft$5,794 /mo all-in ↓

1584 SHADOWMOSS CIRCLE, LAKE MARY, FL, 32746

Active79 days on marketListed May 6, 2026MLS #J1000651

Reduced $36KPrivate poolSingle Family ResidenceMAGNOLIA PLANTATION PH 2

About this home

1584 SHADOWMOSS CIRCLE

Beautifully updated pool home in a guard gated community nestled in a serene, park-like setting with mature trees, wildlife, and wide streets perfect for biking, walking or jogging. This spacious residence features a thoughtfully designed split floor plan layout, including a private office or optional 5th bedroom (with closet) conveniently located near the primary suite. Three additional bedrooms are situated on the opposite side of the home, offering ideal separation and comfort. The newly renovated kitchen and bathrooms showcase modern finishes and a fresh, upscale feel throughout. The primary suite is generously sized, complete with a sitting area and dual walk-in closets for added luxury and functionality.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,741

Sqft

0.42 ac

Lot size

3

Garage

2001

Year built

One

Levels

$313

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Ice Maker · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Dry Bar · Kitchen/Family Room Combo · Thermostat
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesSoutheast
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$183/mo
Taxes (2024)$5,924/yr
PetsYes
CommunityClubhouse · Gated Community - No Guard · Golf Carts OK · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,794 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property tax — 2024 actual bill$494
HOA fee — from the listing$183
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $85,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $85,900
Interest rate6.00%
Loan term

Estimated payment

$5,794/mo

Principal & interest$4,635
PMI (est., until 20% equity)$322
Property taxes (actual bill)$494
HOA / condo fee$183
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $859K
$632KedgeAI estimate $728,498 · range $658K$755K$893K

vs edgeAI estimate

+17.9%

$/sqft vs Lake Mary actives

$313 vs $237

Days on market

79 vs 42 typical

Where $313/sqft sits among the 160 Lake Mary actives

31
37
42
17
13 · this home
20
$153–189$189–226$226–262$262–298$298–335$335+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Magnolia Plantation

Map of 1584 SHADOWMOSS CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando31 min
Universal Orlando43 min
Orlando Int’l Airport (MCO)50 min
Walt Disney World55 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lake Mary. See the full Lake Mary guide →

Magnolia Plantation — neighborhood snapshot

Population

2,424

Median age

46

Median income

$250,001

Median home value

$931,600

Avg household

3

Households w/ children

305

For the school run

Seminole County School District

ElementaryHeathrow Elementary School★★★★★
MiddleMarkham Woods Middle School★★★★★
HighSeminole High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Mary market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$446K$488K

Lake Mary median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

93 of 160

Lake Mary actives have cut their price

Median sold price, Lake Mary, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 115% above the LAKE MARY 32746 median. See the full Lake Mary market guide →

Paper trail

This home's history

CurrentPrice reduced to $859,000 $36K
May 6, 2026Listed at $895,000 · 79 days on market since
2001Built · MAGNOLIA PLANTATION PH 2

Reality check

What actually sold near 1584 SHADOWMOSS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

502 WILLOWLAKE COURTSold · Apr ’26

$875,000

502 WILLOWLAKE COURT · same community

4 bd · 3.5 ba · 3,289 sqft · $266/sqft · 2 DOM

1685 SHADOWMOSS CIRCLESold · Dec ’25

$845,000

1685 SHADOWMOSS CIRCLE

4 bd · 3 ba · 2,741 sqft · $308/sqft · 0 DOM

1710 SHADOWMOSS CIRCLESold · May ’26

$799,000

1710 SHADOWMOSS CIRCLE

5 bd · 3 ba · 2,741 sqft · $291/sqft · 34 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1584 SHADOWMOSS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1584 SHADOWMOSS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

1584 SHADOWMOSS CIRCLE FAQs

What would the monthly payment be for 1584 SHADOWMOSS CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,794/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1584 SHADOWMOSS CIRCLE?+

The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1584 SHADOWMOSS CIRCLE?+

The most recent tax bill on record (2024) was $5,924. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1584 SHADOWMOSS CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Mary?+

At $859,000, this home is listed about 100% above the Lake Mary median of $429,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1584 SHADOWMOSS CIRCLE?+

Heathrow Elementary School (elementary), Markham Woods Middle School (middle), Seminole High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$859,000 runs 115% above the LAKE MARY 32746 median — but at 2,741 sqft it's also 50% larger than the typical Lake Mary listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Heathrow Elementary School, Markham Woods Middle School, Seminole High School — Heathrow Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $895,000, now $859,000 — a $36K cut. The full history is in the market section below.

Listing courtesy of STELLAR NON-MEMBER OFFICE · Non-Member Agent. MLS #J1000651.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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