16545 NW 128TH TERRACE, REDDICK, FL, 32686
Active2 days on marketListed Aug 1, 2026MLS #GC542411
About this home
16545 NW 128TH TERRACE
Two exceptional 3+ acre parcels—available individually or together for a combined 6.34 acres—offer a rare opportunity in the heart of horse country. This beautiful acreage has already been thoughtfully prepared with excavation, clearing, drainage ditches, culverts, and a picturesque pond at the front of the property. As you arrive, mature oak trees and hardwoods welcome you, creating a tranquil, park-like setting ideal for a future homesite, farm, or private retreat. Whether purchased separately or as one expansive estate, these lots provide the perfect blend of natural beauty and practical improvements. Lot 36, 3.16 acres (Parcel 05854-001-36), price is $95,000, Lot 37, 3.18 acres (Parcel 05854-001-37), price is $144,00.
Facts & features
The home at a glance
3.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,147 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,147/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Reddick
Get to know Reddick. See the full Reddick guide →
REDDICK 32686 — neighborhood snapshot
Population
5,531
Median age
39.5
Median income
$46,793
Median home value
$279,000
Avg household
2.37
Households w/ children
638
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Reddick market
$619K → $975K
Reddick median sold, yr/yr
91.4%
Sale-to-list ratio (12 mo)
Median sold price, Reddick, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% below the REDDICK 32686 median. See the full Reddick market guide →
Paper trail
This home's history
Reality check
What actually sold near 16545 NW 128TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$135,000
16945 NW 128TH TERRACE · same community
2 bd · 2 ba · 938 sqft · $144/sqft · 6 DOM
Sold · Nov ’25$256,155
12251 NW 168TH PLACE · same community
3 bd · 2 ba · 1,404 sqft · $182/sqft · 21 DOM
Sold · Mar ’26$165,000
12998 NW 168TH PLACE · same community
3 bd · 2 ba · 1,920 sqft · $86/sqft · 240 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16545 NW 128TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16545 NW 128TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
16545 NW 128TH TERRACE FAQs
What would the monthly payment be for 16545 NW 128TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,147/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 16545 NW 128TH TERRACE?+
The most recent tax bill on record (2025) was $906. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16545 NW 128TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Reddick?+
At $144,000, this home is listed about 87% below the Reddick median of $1,100,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16545 NW 128TH TERRACE?+
Fessenden Elementary School (elementary), North Marion Middle School (middle), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS GAINESVILLE · Chris Bien. MLS #GC542411.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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