Steeve Cadeau
$249,9004 bd2 ba2,112 sqft$118 /sqft$1,883 /mo all-in ↓

742 BAHIA CIRCLE, OCALA, FL, 34472

Active1 days on marketListed Jul 23, 2026MLS #GC542126

Single Family ResidenceSILVER SPRINGS SHORES UNIT NO 57

About this home

742 BAHIA CIRCLE

Welcome to Silver Springs Shores, one of Ocala's most established and convenient communities! This spacious 4-bedroom, 2-bathroom home offers the perfect combination of comfort, functionality, and location. With a 2022 roof, 2021 HVAC system, and newer double-pane energy-efficient windows, you'll enjoy peace of mind and lower utility costs for years to come. Inside, you'll find a desirable open-concept floor plan with a spacious kitchen overlooking the main living areas, making it ideal for entertaining family and friends. Two separate living/family rooms provide flexible space for a media room, playroom, home office, or additional gathering area. A cozy wood-burning fireplace creates a warm, inviting atmosphere that's perfect for relaxing on cool Florida evenings. The home also features an attached 2-car garage plus a large storage room, providing plenty of space for tools, hobbies, seasonal decorations, or outdoor equipment. Step outside to enjoy the covered back porch overlooking a private backyard, offering the perfect setting for morning coffee, weekend barbecues, or simply unwinding after a long day. Located in the highly sought-after Silver Springs Shores community, this home is just minutes from Publix, Walmart, Silver Springs State Park, Ocala International Airport, downtown Ocala, and AdventHealth Ocala. You'll also enjoy convenient access to Santos, some of Florida's best mountain biking in the state! Whether you're looking for a primary residence, first-time home, growing family home, or investment property, this move-in-ready home checks all the boxes. Schedule your private showing today—this Silver Springs Shores gem won't last long!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,112

Sqft

0.31 ac

Lot size

2

Garage

1979

Year built

One

Levels

$118

Per sqft

Fireplace

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Primary Bedroom Main Floor
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesNortheast
ExteriorPrivate Mailbox · Private Yard

Community & fees

Taxes (2026)$1,697/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,883 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2026 actual bill$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,883/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $250K
$240KedgeAI estimate $305,275 · range $286K$342K$356K

vs edgeAI estimate

−18.1%

Days on market

1 vs 43 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 742 BAHIA CIRCLE

Get to know Ocala. See the full Ocala guide →

OCALA 34472 — neighborhood snapshot

Population

34,665

Median age

40.1

Median income

$61,635

Median home value

$185,900

Avg household

2.67

Households w/ children

3,980

For the school run

Marion County School District

HighForest High School★★★★★
ElementaryLegacy Elementary School★★★★★
MiddleLake Weir Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% above the OCALA 34472 median. See the full Ocala market guide →

Paper trail

This home's history

Jul 23, 2026Listed at $249,900 · 1 days on market since
1979Built · SILVER SPRINGS SHORES UNIT NO 57

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 742 BAHIA CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 742 BAHIA CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

742 BAHIA CIRCLE FAQs

What would the monthly payment be for 742 BAHIA CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,883/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 742 BAHIA CIRCLE?+

The most recent tax bill on record (2026) was $1,697. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $249,900, this home is listed about 16% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 742 BAHIA CIRCLE?+

Forest High School (high), Legacy Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of VANBEEK REALTY, LLC · Julie VanBeek. MLS #GC542126.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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