7809 SW 12TH PLACE, BELL, FL, 32619
Active36 days on marketListed Jun 18, 2026MLS #GC541296
About this home
7809 SW 12TH PLACE
If you’ve been dreaming of a place in North Central Florida surrounded by nature that you can make your own, look no further. Tucked away in a peaceful, rural setting, this property sits just a half mile from a paved public boat ramp on the historic Suwannee River, giving you effortless access to boating, fishing, and endless river adventures. You’re also close to some of the area’s most loved natural attractions: Hart Springs is approx. 10 miles, Otter Springs is approx. 8 miles, Blue Springs State Park is approx. 14 miles, and Fanning Springs State Park is approx. 12 miles. While the setting is remote, you’re still within reach of nearby towns for shopping, dining, and essentials: Trenton – approx. 12 miles, Chiefland – approx. 20 miles and Gainesville – approx. 38–40 miles (UF, UF Health Shands, and the VA Hospital). The main road leading to the property is currently being paved, offering easier access without sacrificing the surrounding nature that makes this area so special. The home is a second-set manufactured home that passed all inspections, providing a solid starting point for renovation. With some remodeling, it can become a cozy full-time residence, a peaceful river getaway, or an investment property in a highly desirable outdoor-recreation corridor. If you’re looking for a place where you can unplug, enjoy the springs and river, and experience the slower pace of rural Florida, this Bell property is one you’ll want to come see for yourself.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
672
Sqft
0.15 ac
Lot size
1985
Year built
One
Levels
$97
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$633 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$633/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$97 vs $278
Days on market
36 vs 41 typical
Where $97/sqft sits among the 19 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
6 of 19
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 73% below the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7809 SW 12TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7809 SW 12TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7809 SW 12TH PLACE FAQs
What would the monthly payment be for 7809 SW 12TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $633/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7809 SW 12TH PLACE?+
The most recent tax bill on record (2025) was $741. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $64,900, this home is listed about 78% below the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7809 SW 12TH PLACE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Katie Jackson. MLS #GC541296.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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