
7870 SW 25TH PLACE, BELL, FL, 32619
Active70 days on marketListed May 24, 2026MLS #GC540594
About this home
7870 SW 25TH PLACE
SELLER FINANCING OPPORTUNITY! Seller may consider financing with approximately 30% down at a competitive interest rate, subject to seller approval, buyer qualifications, mutually acceptable terms, and applicable lending requirements. This flexible option may be especially attractive to buyers seeking a river retreat, vacation property, second home, or potential income-producing investment. River weekends, boat days, vacation rental potential, and room for everyone—this beautifully renovated river-area home is designed for the Florida lifestyle buyers are searching for. Situated on approximately half an acre adjacent to the river, this 3-bedroom, 3-bath property offers move-in-ready updates, expansive covered outdoor living, flexible parking and storage, and incredibly convenient public water access with the boat ramp located next door. The home offers approximately 1,564 heated and cooled square feet, along with an impressive approximately 5,674 total square feet encompassing covered porches, parking, storage, and outdoor living areas. With so much usable covered space, the property lives much larger than expected and provides plenty of room for family, guests, boats, trailers, kayaks, paddleboards, side-by-sides, fishing equipment, and all the recreational gear that makes river living so enjoyable. Whether you envision a full-time residence, weekend escape, family vacation home, seasonal retreat, or potential short-term rental, this property offers the space and flexibility to make it work. Short-term rentals are currently permitted in this area, creating an exciting opportunity for buyers interested in vacation-rental income. With multiple popular natural springs, river access, boating, kayaking, fishing, swimming, and year-round outdoor recreation nearby, the area attracts visitors looking for weekend getaways and authentic Florida adventures. The home’s three bedrooms, three full bathrooms, extensive covered outdoor areas, generous parking, and convenient boat-ramp access provide an appealing setup for accommodating families and groups. Inside, buyers will appreciate the updated interior, functional layout, three full bathrooms, and the peace of mind provided by a brand-new HVAC system. An installed freight elevator adds everyday convenience, making it easier to transport groceries, luggage, coolers, fishing gear, and river supplies to the main living level. Outdoor living is where this property truly shines. Relax on the spacious covered porches, entertain family and friends, create an outdoor gathering area, or simply enjoy having room to spread out. The generous yard and extensive covered spaces provide excellent flexibility for parking, storage, recreation, and hosting guests. Buyer is responsible for independently verifying property boundaries, flood zone and insurance requirements, county-owned or easement areas, riparian rights, permitted water access, public boat ramp use, short-term rental regulations, licensing requirements, projected rental income, financing eligibility, and all intended uses.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,564
Sqft
0.5 ac
Lot size
1980
Year built
Three Or More
Levels
$287
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,333 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,333/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bell actives
$287 vs $255
Days on market
70 vs 41 typical
Where $287/sqft sits among the 20 Bell actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bell
Get to know Bell. See the full Bell guide →
BELL 32619 — neighborhood snapshot
Population
5,227
Median age
40.9
Median income
$62,045
Median home value
$177,600
Avg household
2.69
Households w/ children
615
For the school run
Gilchrist County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bell market
$230K → $673K
Bell median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
9 of 20
Bell actives have cut their price
Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the BELL 32619 median. See the full Bell market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7870 SW 25TH PLACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7870 SW 25TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
7870 SW 25TH PLACE FAQs
What would the monthly payment be for 7870 SW 25TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,333/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7870 SW 25TH PLACE?+
The most recent tax bill on record (2025) was $3,973. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bell?+
At $449,000, this home is listed about 50% above the Bell median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7870 SW 25TH PLACE?+
Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 84% above the BELL 32619 median.
02Strong assigned schools
Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $459,000, now $449,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Wendy Swan. MLS #GC540594.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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