208TH TERRACE, O'BRIEN, FL, 32071
Active42 days on marketListed Jun 9, 2026MLS #GC540439
About this home
208TH TERRACE
Beautiful wooded 4 -acre lot offering privacy, space and peaceful natural setting. This property is located in the Timbers Subdivision and provides a great opportunity to build your dream home or place a mobile home, as mobile homes are allowed.Enjoy country living with room for outdoor activities, gardening, pets or simply relaxing among the trees. Conveniently located near O'Brien with easy access to surrounding counties within a minutes drive. A wonderful opportunity to own acreage in Suwannee County.
Facts & features
The home at a glance
4 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$576 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$576/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The numbers that matter
The O'brien market
$289K → $230K
O'brien median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, O'brien, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% below the O'brien median. See the full O'brien market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 208TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 208TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
208TH TERRACE FAQs
What would the monthly payment be for 208TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $576/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 208TH TERRACE?+
The most recent tax bill on record (2025) was $439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 208TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in O'brien?+
At $59,900, this home is listed about 82% below the O'brien median of $339,950. The market section on this page shows how the area is trending.
Listing courtesy of PEPINE REALTY · Cindy Kirby. MLS #GC540439.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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