SW LONCALA LOOP, FORT WHITE, FL, 32038
Active83 days on marketListed Apr 28, 2026MLS #GC539875
About this home
SW LONCALA LOOP
Here is your chance to own a piece of rural paradise in Ichetucknee Forest in Fort White, Florida. Enjoy lower property taxes in Columbia County, while being mere minutes from the world-famous Ichetucknee Springs State Park. Centrally located between High Springs and Lake City and only 45 minutes from Gainesville, you are close enough to all of the amenities of dining and shopping that one could need while not sacrificing the peace and calmness of county life. If you are looking for an opportunity to live in a beautifully secluded area and enjoy all that the springs and the Suwannee & Santa Fe River have to offer, this could be just right for you!
Facts & features
The home at a glance
5.01 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$797 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$797/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$305K → $289K
Fort White median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near SW LONCALA LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$165,000
341 SW YALE TERRACE
2 bd · 1 ba · 644 sqft · $256/sqft · 17 DOM
Sold · Mar ’26$136,000
998 SW SPRUCE ROAD
2 bd · 2 ba · 972 sqft · $140/sqft · 6 DOM
Sold · Apr ’26$140,000
1494 SW SPRUCE ROAD
3 bd · 2 ba · 1,248 sqft · $112/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about SW LONCALA LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW LONCALA LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
SW LONCALA LOOP FAQs
What would the monthly payment be for SW LONCALA LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $797/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at SW LONCALA LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on SW LONCALA LOOP?+
The most recent tax bill on record (2025) was $653. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at SW LONCALA LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort White?+
At $90,000, this home is listed about 77% below the Fort White median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW LONCALA LOOP?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HORIZON REALTY OF ALACHUA INC · Jennifer MacCallum. MLS #GC539875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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