Steeve Cadeau

181 WHIRLWIND LOOP, HAWTHORNE, FL, 32640

Active100 days on marketListed Apr 10, 2026MLS #GC539337

About this home

181 WHIRLWIND LOOP

Beautiful lot over two acres with rolling terrain in Melrose Landing! Bring your builder for your site built home or mobiles allowed in this private air strip community with separate membership. Melrose Landing is a wonderful private and secluded neighborhood close to wonderful lakes like Lake Santa Fe! Great location away from the city but short drive to Melrose, Keystone, Gainesville, Ocala, and St Augustine! Located on paved road for a smooth ride home!

Facts & features

The home at a glance

2.15 ac

Lot size

Inside

Outside & construction

FacesNorth

Community & fees

Taxes (2025)$330/yr

Utilities & systems

UtilitiesElectrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$725 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$500
FHA mortgage insurance (est.)$38
Property tax — 2025 actual bill$28
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,972Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,972
Interest rate6.00%
Loan term

Estimated payment

$725/mo

Principal & interest$500
FHA mortgage insurance (est.)$38
Property taxes (actual bill)$28
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hawthorne

Map of 181 WHIRLWIND LOOP

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer9.7 months of inventoryBuyer’s market

$225K$365K

Hawthorne median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

Apr 10, 2026Listed at $84,900 · 100 days on market since

Reality check

What actually sold near 181 WHIRLWIND LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

255 MELROSE LANDING BOULEVARDSold · Dec ’25

$159,000

255 MELROSE LANDING BOULEVARD

2 bd · 2 ba · 960 sqft · $166/sqft · 2 DOM

276 MELROSE LANDING BOULEVARDSold · Aug ’25

$220,000

276 MELROSE LANDING BOULEVARD

2 bd · 2 ba · 969 sqft · $227/sqft · 457 DOM

105 SLIPPER WAYSold · Jun ’26

$244,000

105 SLIPPER WAY

3 bd · 2 ba · 1,040 sqft · $235/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 181 WHIRLWIND LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 181 WHIRLWIND LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

181 WHIRLWIND LOOP FAQs

What would the monthly payment be for 181 WHIRLWIND LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $725/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 181 WHIRLWIND LOOP?+

The most recent tax bill on record (2025) was $330. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $84,900, this home is listed about 68% below the Hawthorne median of $263,450. The market section on this page shows how the area is trending.

Which schools are assigned to 181 WHIRLWIND LOOP?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PROFESSIONALS · Freddy Pearson. MLS #GC539337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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