
615 NE 904 STREET, OLD TOWN, FL, 32680
Active104 days on marketListed Apr 23, 2026MLS #GC538897
About this home
615 NE 904 STREET
ATTENTION! PRICE REDUCED! MOTIVATED SELLER! Set along the storied banks of the Suwannee River, this 1.28 acre parcel offers a rare opportunity to step into a landscape defined by quiet rhythm, open sky, and the enduring draw of the water. Cleared and thoughtfully prepared, the land invites immediate enjoyment while still leaving space for a more permanent vision to take shape over time. Electricity is already in place, and an included motor home provides a comfortable foothold for extended stays, weekend retreats, or a basecamp for exploring the surrounding natural beauty. Mornings unfold with mist rising off the river, while evenings settle into a stillness that feels far removed from the pace of everyday life. Positioned less than a mile from Gornto Springs and a public boat ramp, access to the water is effortless. Days can be spent boating, fishing, or simply drifting along one of Florida’s most iconic waterways, with the convenience of nearby entry points enhancing both recreation and ease. Whether envisioned as a private escape, a seasonal retreat, or a future homesite, this property captures a particular kind of Florida living that is increasingly difficult to find. Open, accessible, and grounded in nature, it offers both immediacy and possibility in equal measure.
Facts & features
The home at a glance
1.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$935 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 615 NE 904 STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$150,000
140 NE 880TH STREET
2 bd · 2 ba · 784 sqft · $191/sqft · 29 DOM
Sold · May ’26$229,900
664 NE 748TH AVENUE
4 bd · 2 ba · 1,380 sqft · $167/sqft · 29 DOM
Sold · May ’26$510,000
2159 NW 82 Terrace, Other City - In The State Of Florida FL 32619
2 bd · 2 ba · 1,456 sqft · $350/sqft · 260 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 615 NE 904 STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 615 NE 904 STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
615 NE 904 STREET FAQs
What would the monthly payment be for 615 NE 904 STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $935/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 615 NE 904 STREET?+
The most recent tax bill on record (2025) was $563. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $115,000, this home is listed about 51% below the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 615 NE 904 STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the OLD TOWN 32680 market on paper
$115,000 is 8% below the OLD TOWN 32680 median of $125,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
104 days on market against a Old Town median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $150,000, now $115,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Oksana Stefanyshyn. MLS #GC538897.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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