Steeve Cadeau
$987,000$1,100,0003 bd3.5 ba3,031 sqft$326 /sqft$6,505 /mo all-in ↓

108 MAPLE TERRACE, FLORAHOME, FL, 32140

Active137 days on marketListed Mar 5, 2026MLS #GC538191

Reduced $113KWaterfrontFully furnishedSingle Family ResidenceLAKESIDE HILLS

About this home

108 MAPLE TERRACE

Welcome to The Lakehouse! Tucked away privately on the East side of George's Lake is a lakeside oasis that feels set apart from the world. Glistening waves stretch out under open skies and happy hour sunsets calm the senses and sooth the soul, while the surrounding woods create a natural backdrop for native wildlife like osprey, eagles, and deer to wander freely. The 3 bedroom/3.5 bath home was originally built in 2000 and has been completely gutted and rebuilt in 2023 with intention and heart, not just to live in, but to live fully. Timeless elegance and purposeful design can be found in every corner. Sunlight pours through the windows, framing amazing lake views and the quiet rhythm of living on the lake. The dining room is large enough to host holidays and laughter-filled dinners while the breakfast nook offers a more intimate setting. The living marble fireplace whispers of water lapping along the shoreline and welcomes you to warmth and coziness on cooler evenings while echoing the lake views through the windows. The enclosed back porch has witnessed countless sunsets, conversations, and celebrations. The living area flows seamlessly into the breakfast nook - where daily plans are pondered over coffee and news. The kitchen is efficiently and resourcefully laid out to ease meal preparation and maximize space. Situated between the formal dining room and the breakfast nook, this room is the heart and soul of the home. Two primary en-suites; one upstairs and one downstairs, provide multiple options for long term guests, private retreats, or generational living. The third bedroom upstairs has its own full bath just across the hall. A landing with a balcony at the top of the stairs provides a bird's eye view of the lake while welcoming in the morning light. An office and separate rec room accommodate all your needs, whether at work or play. The rec room is designed for comfort and practicality and is outfitted with a pool table with a ping-pong top. A concession/snack bar accents one wall and there is more than ample storage along another wall. For the water enthusiasts, indulge in 112' of shoreline with a newly installed bulkhead. A permitted 210' dock, complete with electrical lifts for the pontoon boat and jet ski which are included with the property. A canoe and all the boating/towing/floating accessories round out the watersports package. Two sheds provide storage for the lake, fishing and boat gear, and to contain the Culligan water treatment system. And there is a plumbed fish-cleaning sink. Some properties are simply purchased. Others are carried forward. The home is sold completely turnkey with all furnishings, watercraft, and soft goods included. Come gather, grow, and create the timeless memories that will last a lifetime.

Facts & features

The home at a glance

3

Bedrooms

3.5

Bathrooms

3,031

Sqft

0.65 ac

Lot size

2

Garage

2000

Year built

Two

Levels

$326

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringOther
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorOther
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
ViewWater
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$7,788/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,505 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,326
PMI (est., until 20% equity)$370
Property tax — 2025 actual bill$649
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,700
Interest rate6.00%
Loan term

Estimated payment

$6,505/mo

Principal & interest$5,326
PMI (est., until 20% equity)$370
Property taxes (actual bill)$649
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Florahome

Map of 108 MAPLE TERRACE

Get to know Florahome. See the full Florahome guide →

FLORAHOME 32140 — neighborhood snapshot

Population

1,558

Median age

39.7

Median income

$35,000

Median home value

$122,600

Avg household

2.51

Households w/ children

169

For the school run

Putnam County School District

HighInterlachen Junior-Senior High School★★★★
ElementaryMelrose Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Florahome market

Seller’s marketLeans buyer24.0 months of inventoryBuyer’s market

$250K$204K

Florahome median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Florahome, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6730% above the FLORAHOME 32140 median. See the full Florahome market guide →

Paper trail

This home's history

CurrentPrice reduced to $987,000 $113K
Mar 5, 2026Listed at $1,100,000 · 137 days on market since
2000Built · LAKESIDE HILLS

Reality check

What actually sold near 108 MAPLE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

127 RAINBOW DRIVESold · Jun ’26

$253,000

127 RAINBOW DRIVE · same community

4 bd · 2 ba · 1,824 sqft · $139/sqft · 209 DOM

209 BEACH DRIVESold · Jun ’26

$415,000

209 BEACH DRIVE · same community

3 bd · 2.5 ba · 1,432 sqft · $290/sqft · 0 DOM

1262 CORAL FARMS ROADSold · Oct ’25

$265,000

1262 CORAL FARMS ROAD · same community

3 bd · 2 ba · 1,250 sqft · $212/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 108 MAPLE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 MAPLE TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

108 MAPLE TERRACE FAQs

What would the monthly payment be for 108 MAPLE TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 108 MAPLE TERRACE?+

The most recent tax bill on record (2025) was $7,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Florahome?+

At $987,000, this home is listed about 303% above the Florahome median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 108 MAPLE TERRACE?+

Interlachen Junior-Senior High School (high), Melrose Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$987,000 runs 6730% above the FLORAHOME 32140 median — but at 3,031 sqft it's also nearly twice the size of the typical Florahome listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

137 days on market against a Florahome median of 65 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,100,000, now $987,000 — a $113K cut. The full history is in the market section below.

Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC538191.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Florahome homes, in your inbox

Like 108 MAPLE TERRACE but not quite? A daily digest of every new listing in Florahome — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Steeve to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 20, 2026 at 5:16 AM UTC. The listing information on this page last changed on July 20, 2026 at 5:16 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 20, 2026 at 5:16 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 20, 2026 at 5:16 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.