
108 MAPLE TERRACE, FLORAHOME, FL, 32140
Active137 days on marketListed Mar 5, 2026MLS #GC538191
About this home
108 MAPLE TERRACE
Welcome to The Lakehouse! Tucked away privately on the East side of George's Lake is a lakeside oasis that feels set apart from the world. Glistening waves stretch out under open skies and happy hour sunsets calm the senses and sooth the soul, while the surrounding woods create a natural backdrop for native wildlife like osprey, eagles, and deer to wander freely. The 3 bedroom/3.5 bath home was originally built in 2000 and has been completely gutted and rebuilt in 2023 with intention and heart, not just to live in, but to live fully. Timeless elegance and purposeful design can be found in every corner. Sunlight pours through the windows, framing amazing lake views and the quiet rhythm of living on the lake. The dining room is large enough to host holidays and laughter-filled dinners while the breakfast nook offers a more intimate setting. The living marble fireplace whispers of water lapping along the shoreline and welcomes you to warmth and coziness on cooler evenings while echoing the lake views through the windows. The enclosed back porch has witnessed countless sunsets, conversations, and celebrations. The living area flows seamlessly into the breakfast nook - where daily plans are pondered over coffee and news. The kitchen is efficiently and resourcefully laid out to ease meal preparation and maximize space. Situated between the formal dining room and the breakfast nook, this room is the heart and soul of the home. Two primary en-suites; one upstairs and one downstairs, provide multiple options for long term guests, private retreats, or generational living. The third bedroom upstairs has its own full bath just across the hall. A landing with a balcony at the top of the stairs provides a bird's eye view of the lake while welcoming in the morning light. An office and separate rec room accommodate all your needs, whether at work or play. The rec room is designed for comfort and practicality and is outfitted with a pool table with a ping-pong top. A concession/snack bar accents one wall and there is more than ample storage along another wall. For the water enthusiasts, indulge in 112' of shoreline with a newly installed bulkhead. A permitted 210' dock, complete with electrical lifts for the pontoon boat and jet ski which are included with the property. A canoe and all the boating/towing/floating accessories round out the watersports package. Two sheds provide storage for the lake, fishing and boat gear, and to contain the Culligan water treatment system. And there is a plumbed fish-cleaning sink. Some properties are simply purchased. Others are carried forward. The home is sold completely turnkey with all furnishings, watercraft, and soft goods included. Come gather, grow, and create the timeless memories that will last a lifetime.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
3,031
Sqft
0.65 ac
Lot size
2
Garage
2000
Year built
Two
Levels
$326
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,505 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,505/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Florahome
Get to know Florahome. See the full Florahome guide →
FLORAHOME 32140 — neighborhood snapshot
Population
1,558
Median age
39.7
Median income
$35,000
Median home value
$122,600
Avg household
2.51
Households w/ children
169
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Florahome market
$250K → $204K
Florahome median sold, yr/yr
96.2%
Sale-to-list ratio (12 mo)
Median sold price, Florahome, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 6730% above the FLORAHOME 32140 median. See the full Florahome market guide →
Paper trail
This home's history
Reality check
What actually sold near 108 MAPLE TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$253,000
127 RAINBOW DRIVE · same community
4 bd · 2 ba · 1,824 sqft · $139/sqft · 209 DOM
Sold · Jun ’26$415,000
209 BEACH DRIVE · same community
3 bd · 2.5 ba · 1,432 sqft · $290/sqft · 0 DOM
Sold · Oct ’25$265,000
1262 CORAL FARMS ROAD · same community
3 bd · 2 ba · 1,250 sqft · $212/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 108 MAPLE TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 108 MAPLE TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
108 MAPLE TERRACE FAQs
What would the monthly payment be for 108 MAPLE TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,505/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 108 MAPLE TERRACE?+
The most recent tax bill on record (2025) was $7,788. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Florahome?+
At $987,000, this home is listed about 303% above the Florahome median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 108 MAPLE TERRACE?+
Interlachen Junior-Senior High School (high), Melrose Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$987,000 runs 6730% above the FLORAHOME 32140 median — but at 3,031 sqft it's also nearly twice the size of the typical Florahome listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
137 days on market against a Florahome median of 65 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,100,000, now $987,000 — a $113K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CB ISAAC REALTY · Ronald Blake. MLS #GC538191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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