Steeve Cadeau
$305,000$325,0003 bd2 ba1,563 sqft$195 /sqft$2,123 /mo all-in ↓

2988 SW BONABLE DRIVE, DUNNELLON, FL, 34431

Active174 days on marketListed Feb 5, 2026MLS #GC537276

Reduced $20KNew constructionSingle Family ResidenceRAINBOW LAKES ESTATE

About this home

2988 SW BONABLE DRIVE

Welcome to 2988 SW Bonable Dr, a beautifully crafted new construction home offering modern comfort, timeless style, and the peaceful privacy of .99 acre in the heart of Dunnellon- ideal for gardening, outdoor living, future additions, or simply enjoying the quiet, natural surroundings. With no HOA, you have the freedom to make the space your own.. Thoughtfully designed and built for effortless living, this home blends quality craftsmanship with the space and freedom. Step inside to an inviting open-concept layout featuring bright natural light, elegant finishes, and a seamless flow ideal for both daily living and entertaining. The kitchen serves as the centerpiece of the home, offering contemporary cabinetry, granite countertops, and a functional design perfect for cooking and gathering. The split-bedroom floor plan provides comfort and privacy, with a spacious owner’s suite complete with a well-appointed en-suite bathroom. Located just minutes to the park with basketball, racquetball, playground, walking trails and bathrooms, also Dunnellon’s public library, the Rainbow River, shopping, dining, and outdoor recreation, this home offers the best of rural tranquility with convenient access to everyday essentials.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,563

Sqft

0.99 ac

Lot size

2

Garage

2026

Year built

One

Levels

$195

Per sqft

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
FacesEast
ExteriorSliding Doors

Community & fees

Taxes (2025)$397/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Street Lights · Underground Utilities
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,123 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property tax — 2025 actual bill$33
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,675Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,675
Interest rate6.00%
Loan term

Estimated payment

$2,123/mo

Principal & interest$1,796
FHA mortgage insurance (est.)$135
Property taxes (actual bill)$33
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $305K
$276KedgeAI estimate $289,052 · range $288K$292K$317K

vs edgeAI estimate

+5.5%

$/sqft vs RAINBOW LAKES ESTATE

$195 vs $187

Days on market

174 vs 43 typical

Where $195/sqft sits among the 80 homes for sale in RAINBOW LAKES ESTATE

25
10
13
21 · this home
5
6
$156–167$167–179$179–190$190–202$202–213$213+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunnellon

Map of 2988 SW BONABLE DRIVE

Get to know Dunnellon. See the full Dunnellon guide →

DUNNELLON 34431 — neighborhood snapshot

Population

8,663

Median age

55.4

Median income

$51,542

Median home value

$185,200

Avg household

2.2

Households w/ children

570

The numbers that matter

The Dunnellon market

Seller’s marketLeans seller4.8 months of inventoryBuyer’s market

$265K$270K

Dunnellon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

26 of 80

RAINBOW LAKES ESTATE have cut their price

Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 682% above the DUNNELLON 34431 median. See the full Dunnellon market guide →

Paper trail

This home's history

CurrentPrice reduced to $305,000 $20K
Feb 5, 2026Listed at $325,000 · 174 days on market since
2026Built · RAINBOW LAKES ESTATE

Reality check

What actually sold near 2988 SW BONABLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5158 SW EVERGREEN COURTSold · Apr ’26

$320,000

5158 SW EVERGREEN COURT · same community

3 bd · 2 ba · 1,473 sqft · $217/sqft · 94 DOM

4833 SW HYACINTH COURTSold · Dec ’25

$252,000

4833 SW HYACINTH COURT · same community

3 bd · 2 ba · 1,414 sqft · $178/sqft · 46 DOM

2163 SW HALF MOON DRIVESold · May ’26

$279,900

2163 SW HALF MOON DRIVE · same community

4 bd · 2 ba · 1,715 sqft · $163/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 2988 SW BONABLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2988 SW BONABLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

2988 SW BONABLE DRIVE FAQs

What would the monthly payment be for 2988 SW BONABLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,123/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2988 SW BONABLE DRIVE?+

The most recent tax bill on record (2025) was $397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunnellon?+

At $305,000, this home is listed about 2% above the Dunnellon median of $299,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$305,000 runs 682% above the DUNNELLON 34431 median.

02Time on market is leverage

174 days on market against a Dunnellon median of 43 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $325,000, now $305,000 — a $20K cut. The full history is in the market section below.

Listing courtesy of SWANZ PREMIER REALTY LLC · Swanzetta Battles. MLS #GC537276.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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2988 SW BONABLE DRIVE, DUNNELLON, FL — 3 Bed, 2 Bath — $305,000 | CENTURY 21 Edge