317 CEDAR STREET NE, STEINHATCHEE, FL, 32359
Active171 days on marketListed Feb 4, 2026MLS #GC536996
About this home
317 CEDAR STREET NE
Adorable and cozy two-story home brimming with rustic charm and thoughtful character throughout! This fully fenced property invites you in with a screened front porch—an ideal spot for savoring your morning coffee or enjoying a gentle evening breeze. Inside, the spacious 1,600+ square foot layout features two generously sized bedrooms, a versatile loft space, and two full bathrooms. Warm wood beams, rich hardwood floors, vaulted ceilings, and an abundance of natural light create a welcoming and serene atmosphere. Wake up to tranquil views—you can even catch a glimpse of the river from the bedroom window! The back porch offers additional space for relaxing or entertaining, while two storage sheds provide ample room for all your gear and outdoor essentials. Surrounded by mature trees, the property feels private and secluded, yet remains just a short walk from the Steinhatchee River. Added peace of mind comes from a durable metal roof, a 3-ton HVAC system installed just two years ago, and the fact that the home and property have never flooded. With no HOA, you’ll have the freedom to enjoy and use the property as you see fit. Nestled in the charming coastal town of Steinhatchee—renowned for its world-class fishing, scalloping, and access to both fresh and saltwater—this home is conveniently located near the Gulf of Mexico, local marinas, boat ramps, restaurants, and live music. Whether you’re seeking a personal retreat, full-time residence, or income-producing short-term rental, this property offers endless possibilities. Don’t miss your chance—schedule your showing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,612
Sqft
0.33 ac
Lot size
2004
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,459 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,459/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Steinhatchee actives
$210 vs $248
Days on market
171 vs 143 typical
Where $210/sqft sits among the 6 Steinhatchee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
2 of 6
Steinhatchee actives have cut their price
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 113% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 317 CEDAR STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$325,000
1175 SW 248TH AVENUE
3 bd · 2 ba · 1,800 sqft · $181/sqft · 208 DOM
Sold · Sep ’25$100,000
911 WHITE LANE NE
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Sold · Mar ’26$255,000
5492 SW 358 HIGHWAY
2 bd · 1 ba · 936 sqft · $272/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 317 CEDAR STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 317 CEDAR STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
317 CEDAR STREET NE FAQs
What would the monthly payment be for 317 CEDAR STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,459/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 317 CEDAR STREET NE?+
The most recent tax bill on record (2025) was $1,845. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Steinhatchee?+
At $339,000, this home is listed about 12% below the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 317 CEDAR STREET NE?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$339,000 runs 113% above the STEINHATCHEE 32359 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $359,000, now $339,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC536996.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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