125 SW 284, STEINHATCHEE, FL, 32359
Active228 days on marketListed Dec 8, 2025MLS #GC535495
About this home
125 SW 284
Waterfront Property for Sale on the Gulf of America! Picture yourself at the end of a private lane, where panoramic Gulf of America views, saltwater channels, and unforgettable sunsets create a daily spectacle. This property includes +/- 25.48 acres right in the heart of Steinhatchee. Bordered by state-owned land to the west, south, and much of the east, you'll find a truly tranquil and nature-filled environment. This rare waterfront retreat, divided into three parcels with potential for up to five homes or ventures like a private retreat, family compound, or eco-tourism development, is a boater’s and angler’s dream. Quick access to Deadman’s Bay Marina and Sea Hag Marina provides direct routes to world-class fishing and scalloping grounds. Immerse yourself in the laid-back charm of Steinhatchee, a historic fishing village known for its friendly community and unspoiled natural beauty, while enjoying the convenience of local dining, shopping, and year-round fishing. The surrounding state lands enhance privacy and offer opportunities for wildlife viewing. With a convenient location just 1.5 hours from Gainesville, 49 minutes to Chiefland, and minutes from Florida’s renowned springs and rivers, this prime waterfront location offers the perfect blend of tranquility, adventure, and investment potential in one of Florida’s most sought-after coastal communities.
Facts & features
The home at a glance
25.48 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$11,356 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,356/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1091% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 SW 284
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$100,000
911 WHITE LANE NE
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Sold · Apr ’26$86,000
8 13TH STREET SE
4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM
Sold · Sep ’25$1,750,000
115 MAIN STREET
4 bd · 3 ba · 2,952 sqft · $593/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 125 SW 284 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 SW 284 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
125 SW 284 FAQs
What would the monthly payment be for 125 SW 284?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,356/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 SW 284?+
The most recent tax bill on record (2024) was $2,773. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Steinhatchee?+
At $1,900,000, this home is listed about 391% above the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 SW 284?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,900,000 runs 1091% above the STEINHATCHEE 32359 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WATSON REALTY CORP- TIOGA · Kristi Crane. MLS #GC535495.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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