Steeve Cadeau

114 PLANTATION WAY, HAWTHORNE, FL, 32640

Active294 days on marketListed Oct 16, 2025MLS #GC533812

Priced 26% below the HAWTHORNE 32640 medianReduced $26KMCMEEKIN PLANTATION

About this home

114 PLANTATION WAY

Escape to your own private oasis on this impressive 1.55-acre parcel in peaceful Hawthorne! This partially cleared lot offers the perfect canvas for your dream home, whether you're planning a cozy manufactured home or an elegant custom build. The groundwork is already done for you - literally! A well is in place and ready to serve your future home, while the electric pole stands at attention, practically saluting your arrival. The property comes partially fenced, giving you a head start on privacy and security. With a survey already on file, you can move forward with confidence knowing the boundaries are clearly defined. What makes this location truly special is its elevated position - this land sits high and dry, a welcome relief in Florida! You'll enjoy the tranquility of rural living without sacrificing convenience. The area boasts several beautiful lakes including Cowpen Lake, Lake A-Ana, and McMeekin Lake, perfect for weekend fishing adventures or peaceful morning walks. The community embraces a laid-back lifestyle with no homeowner association fees or community development district charges weighing you down. Yet you're still within reasonable distance of shopping and dining options when civilization calls. Camp Good News nearby offers recreational opportunities, while Hitchcock's Market provides convenient grocery shopping. Hawthorne Middle/High School serves the educational needs of local families. This partially cleared, partially wooded lot strikes the ideal balance between privacy and accessibility. The quiet community atmosphere combined with the property's generous size and existing infrastructure makes this an exceptional opportunity for anyone ready to build their Florida retreat. All information deemed reliable but not guaranteed. Buyer to verify all facts, measurements, and property details independently. All information deemed reliable but not guaranteed. Buyer to verify all facts, measurements, and property details independently.

Facts & features

The home at a glance

1.55 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$375/yr

Utilities & systems

UtilitiesElectricity Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$590 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$371
FHA mortgage insurance (est.)$28
Property tax — 2024 actual bill$31
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,205Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,205
Interest rate6.00%
Loan term

Estimated payment

$590/mo

Principal & interest$371
FHA mortgage insurance (est.)$28
Property taxes (actual bill)$31
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Hawthorne

Map of 114 PLANTATION WAY

Get to know Hawthorne. See the full Hawthorne guide →

HAWTHORNE 32640 — neighborhood snapshot

Population

10,780

Median age

46.2

Median income

$58,727

Median home value

$153,600

Avg household

2.51

Households w/ children

1,120

For the school run

Putnam County School District

ElementaryOchwilla Elementary School★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hawthorne market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$220K$275K

Hawthorne median sold, yr/yr

94.9%

Sale-to-list ratio (12 mo)

Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% below the HAWTHORNE 32640 median. See the full Hawthorne market guide →

Paper trail

This home's history

CurrentPrice reduced to $63,000 $26K
Oct 16, 2025Listed at $89,000 · 294 days on market since

Reality check

What actually sold near 114 PLANTATION WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

125 FLORADANDY ROADSold · Jun ’26

$280,000

125 FLORADANDY ROAD

1 bd · 1 ba · 750 sqft · $373/sqft · 26 DOM

1162 COUNTY ROAD 20ASold · May ’26

$340,000

1162 COUNTY ROAD 20A

2 bd · 1 ba · 1,072 sqft · $317/sqft · 0 DOM

1902 STATE RD 20Sold · Sep ’25

$169,000

1902 STATE RD 20

3 bd · 1 ba · 1,303 sqft · $130/sqft · 251 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 114 PLANTATION WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 114 PLANTATION WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

114 PLANTATION WAY FAQs

What would the monthly payment be for 114 PLANTATION WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $590/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 114 PLANTATION WAY?+

The most recent tax bill on record (2024) was $375. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hawthorne?+

At $63,000, this home is listed about 76% below the Hawthorne median of $264,999. The market section on this page shows how the area is trending.

Which schools are assigned to 114 PLANTATION WAY?+

Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the HAWTHORNE 32640 market on paper

$63,000 is 26% below the HAWTHORNE 32640 median of $85,000.

02Time on market is leverage

294 days on market against a Hawthorne median of 61 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $89,000, now $63,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Elia Hanania. MLS #GC533812.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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