551 DOWLING CIRCLE, LADY LAKE, FL, 32159
Active4 days on marketListed Jul 25, 2026MLS #G5115498
About this home
551 DOWLING CIRCLE
Brand-New 4-Bedroom Home with Dual Primary Suites in Lakes of Lady Lake! This stunning new-construction home offers four spacious bedrooms, three beautifully appointed bathrooms, and a two-car garage on a picturesque homesite with serene views. Designed for comfort and versatility, the home features two primary suites—ideal for multigenerational living or overnight guests. Luxury vinyl plank flooring flows throughout the open-concept interior. The gourmet kitchen showcases quartz countertops, designer cabinetry, a stylish backsplash, farmhouse sink, and stainless-steel appliances, including a refrigerator, range, microwave, and dishwasher. All three bathrooms feature quartz countertops and elegant vanities. The main primary bathroom includes dual sinks, while the secondary suite offers a beautifully customized shower. The utility room provides washer and dryer hookups, plus a custom-built pet-washing station for your furry family members. The spacious great room overlooks the backyard, creating an inviting setting for entertaining and everyday living. Outside, enjoy privacy, tranquility, and plenty of room to add a pool and deck. The home also includes a one-year builder warranty and an additional three-year warranty. This property is virtually staged. Located in a desirable golf community, this exceptional home blends modern luxury, thoughtful design, and peaceful outdoor living. Schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,093
Sqft
0.36 ac
Lot size
2
Garage
2026
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,449/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+31%
$/sqft vs Lady Lake actives
$234 vs $198
Days on market
4 vs 50 typical
Where $234/sqft sits among the 202 Lady Lake actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $305K
Lady Lake median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
97 of 202
Lady Lake actives have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 551 DOWLING CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$428,000
1412 MEADOW VIEW WAY
3 bd · 2 ba · 2,074 sqft · $206/sqft · 108 DOM
Sold · Jul ’25$515,000
12469 SE 176TH LOOP
3 bd · 3 ba · 2,071 sqft · $249/sqft · 28 DOM
Sold · Feb ’26$445,000
12300 SE 176TH LOOP
3 bd · 2 ba · 2,121 sqft · $210/sqft · 98 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 551 DOWLING CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 551 DOWLING CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
551 DOWLING CIRCLE FAQs
What would the monthly payment be for 551 DOWLING CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 551 DOWLING CIRCLE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 551 DOWLING CIRCLE?+
The most recent tax bill on record (2025) was $1,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 551 DOWLING CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $490,000, this home is listed about 51% above the Lady Lake median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 551 DOWLING CIRCLE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$490,000 runs 54% above the LADY LAKE 32159 median — but at 2,093 sqft it's also 26% larger than the typical Lady Lake listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Lady Lake market that averages 50 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TITANIUM GROUP · Lisa Lugo Manns. MLS #G5115498.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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