Steeve Cadeau
$520,0003 bd2 ba1,535 sqft$339 /sqft$3,709 /mo all-in ↓

1427 GAYLE MILL DRIVE, THE VILLAGES, FL, 32162

Active15 days on marketListed Jul 30, 2026MLS #G5115435

Single Family ResidenceTHE VILLAGES

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About this home

1427 GAYLE MILL DRIVE

MUST SEE. Luxury Turnkey 3 Bedroom, 2 Bathroom Jasmine Designer Home with Privacy Wall, in the highly sought after Village of Mallory Square in The Villages, Florida, showcasing exceptional craftsmanship, extensive upgrades, and an unbeatable location just 2.1 miles from Lake Sumter Landing Market Square. Freshly painted in June 2025, this meticulously maintained home features Italian porcelain plank tile flooring throughout, plantation shutters, upgraded lighting and ceiling fans, beautifully landscaped grounds, and a freshly painted privacy wall. The custom kitchen is designed for entertaining and everyday living with ceiling height white shaker cabinetry, granite countertops, a peninsula with abundant seating and storage, built in island with additional cabinetry, mini marble subway tile backsplash, large stainless steel sink, Bosch dishwasher, convection microwave, convection oven with gas range, and a premium refrigerator with a convertible refrigerator and freezer drawer. The adjacent dining area includes a built in beverage refrigerator and additional cabinetry. The spacious primary suite offers a walk in closet with custom built ins and an ensuite bath with dual sinks, tiled walk in shower, and additional storage. Two guest bedrooms provide excellent flexibility. One includes a queen bed with under bed storage, while the front bedroom features a cabinet style pull out bed, making it ideal for guests, hobbies, or a home office. The guest bath includes a tiled walk in shower with glass enclosure and granite countertop. The expanded screened lanai spans the full width of the home, creating exceptional outdoor living space with privacy screens and a 110 volt hot tub that conveys As Is, maintained with the Frog bromine system. Additional features include hurricane impact windows and doors, blown insulation in the attic and exterior walls, insulated garage door, MyQ smart garage door opener with keypad, remote operated garage screen, ceiling fan, and Majic Stairs providing convenient attic access with extensive storage. Major improvements include a 2020 roof, 2020 tankless water heater, 2017 HVAC, Google Home smart thermostat, and updated plumbing shut off valves throughout. A 2018 Street Rod gas golf cart conveys As Is, allowing you to begin enjoying The Villages golf cart lifestyle immediately. Conveniently located near: Mallory Hill Country Club, 0.7 miles Mallory Square Adult Pool, 0.5 miles Coconut Cove Recreation Center and Family Pool, 0.9 miles Lake Sumter Landing Market Square, 2.1 miles Living in The Villages means enjoying championship and executive golf, recreation centers, shopping, dining, medical services, nightly entertainment, and miles of golf cart paths. With its luxury kitchen, hurricane impact windows and doors, expanded lanai, included golf cart, energy efficient upgrades, and prime Mallory Square location, this better than new Jasmine Designer is truly move in ready and one of the finest homes available in The Villages. Schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,535

Sqft

0.13 ac

Lot size

2

Garage

2005

Year built

One

Levels

$339

Per sqft

Turnkey55+ communityPets allowed

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Natural Gas
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Golf Cart Parking
ExteriorRain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

Taxes (2025)$3,099/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,709 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$258
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,200Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,200
Interest rate6.00%
Loan term

Estimated payment

$3,709/mo

Principal & interest$3,061
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$258
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $520K
$334KedgeAI estimate $356,791 · range $348K$369K$541K

vs edgeAI estimate

+45.7%

$/sqft vs THE VILLAGES

$339 vs $252

Days on market

15 vs 51 typical

Where $339/sqft sits among the 221 homes for sale in THE VILLAGES

57
70
47
18
12 · this home
17
$198–229$229–261$261–293$293–324$324–356$356+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 1427 GAYLE MILL DRIVE

Drive times from this address

Downtown Orlando68 min
Universal Orlando70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$359K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

123 of 221

THE VILLAGES have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

Jul 30, 2026Listed at $520,000 · 15 days on market since
2005Built · THE VILLAGES

Reality check

What actually sold near 1427 GAYLE MILL DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3096 MAYWOOD COURTSold · Dec ’25

$350,000

3096 MAYWOOD COURT · same community

3 bd · 2 ba · 1,527 sqft · $229/sqft · 0 DOM

1013 DEL RIO DRIVESold · Nov ’25

$366,000

1013 DEL RIO DRIVE · same community

2 bd · 2 ba · 1,578 sqft · $232/sqft · 3 DOM

909 ABACO PATHSold · Mar ’26

$373,000

909 ABACO PATH · same community

3 bd · 2 ba · 1,488 sqft · $251/sqft · 28 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1427 GAYLE MILL DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1427 GAYLE MILL DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1427 GAYLE MILL DRIVE FAQs

What would the monthly payment be for 1427 GAYLE MILL DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,709/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1427 GAYLE MILL DRIVE?+

The most recent tax bill on record (2025) was $3,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1427 GAYLE MILL DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $520,000, this home is listed about 37% above the The Villages median of $379,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1427 GAYLE MILL DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Cindy Dunn. MLS #G5115435.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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