
12615 NE 49TH DRIVE, OXFORD, FL, 34484
Active13 days on marketListed Jul 23, 2026MLS #G5115334
About this home
12615 NE 49TH DRIVE
Can we say upgrades? What doesn't this home have? Oh wait! It doesn't have a CDD or Bond. Only, the low HOA fee of $85. Built in 2023, this home was custom built with an additional 6 feet to the rear of the home making the primary bedroom an incredible 12' by 21' feet! Let's talk about the primary suite...this bedroom has plenty of space for a king size bed and a sitting area. It has a beautiful built in tray ceiling almost the entire width of the bedroom ceiling with crown molding on the tray ceiling and crown molding on the 9' 4' tall ceiling. This bedroom has a ceiling fan, upgraded split plantation shutters on the low E windows with custom upgraded trim around the windows, and upgraded wall outlet for the big screen tv. The primary bathroom has upgraded quartz countertops with two undermount sinks, soft close hinges on the cabinets, a roll in shower with glass enclosure and built in niche, tile surround to the ceiling, and upgraded glass accent tile. Both this toilet and the guest toilet is a comfort high rise upgraded toilet. The primary closet has also been stretched an additional 6 feet with a pocket door for full usable space. The entire home has upgraded porcelain hard wood look like plank tile, upgraded 5 1/4" baseboard, crown molding throughout the home, 9'4" ceilings throughout until you come to the great room which has cathedral ceilings and built in niches, split plantation shutters on all the Low E windows in the home, extra can lighting, ceiling fan in the great room, ceiling fans in all the bedrooms, natural gas with a gas range with convection feature, gas dryer, RHEEM tankless gas water heater with a digital control inside home for adjusting the temperature, smart Nest ac thermostat, Ring Doorbell, fiber internet, brick paver driveway, second meter for irrigation system, a beautiful front covered porch, two car garage with MyQ smart feature, attic stair pulldown, and a painted garage floor. Now, on to the kitchen, 42" cabinets with crown molding and glass feature, soft close hinges, eat in kitchen island with oversized sink, touchless faucet, upgraded glass kitchen backsplash, upgraded QUARTZ countertops, additional outlets in the kitchen, and separate pantry closet. The home comes with a washer, gas dryer, refrigerator, dishwasher, gas range, and microwave. The separate laundry room is oversized, equipped with a utility sink, shelving and a window to let in natural light. This home has a custom designed 10' by 14' den with ac, triple sliders with blinds in the door on one of them, automatic shutters to let in or shut out the light, an outlet and tv up above the sliding glass door. Off of the den is a 10' by 14' covered lanai with a ceiling fan and another 30' by 30' concrete patio adjoining the covered lanai. There are two grass runs for your 4 legged family members with a white vinyl fencing privacy fence. The home backs up to nature so no neighbors behind you. This community has sidewalks throughout, any age group can live here, a mailbox station, underground utilities, street lights, gated entry, common areas, pickleball courts, basketball court, playground, dog park, and with a street legal golf cart you can be in The Villages trails in less than a mile. Publix, Dunkin Donuts, Costco, Bonefish Grill, Olive Garden, Hobby Lobby, Marshalls, Bealls, Pet Smart, CVS, doctor's offices, hair salons and more are all around 1 mile from this location. The Villages charter school is less than a mile! Come see this gem!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,972
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,749 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,749/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.6%
$/sqft vs Oxford actives
$264 vs $214
Days on market
13 vs 51 typical
Where $264/sqft sits among the 60 Oxford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$335K → $353K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
28 of 60
Oxford actives have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12615 NE 49TH DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$335,000
5008 NE 125TH LOOP · same community
4 bd · 2 ba · 1,796 sqft · $187/sqft · 86 DOM
Sold · Mar ’26$339,000
11394 ZIMMERMAN PATH
4 bd · 2 ba · 1,974 sqft · $172/sqft · 560 DOM
Sold · Aug ’25$615,000
2237 AVON LOOP
3 bd · 2 ba · 1,961 sqft · $314/sqft · 74 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12615 NE 49TH DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12615 NE 49TH DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12615 NE 49TH DRIVE FAQs
What would the monthly payment be for 12615 NE 49TH DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,749/mo — principal and interest, the actual property-tax bill, the $85/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12615 NE 49TH DRIVE?+
The association fee works out to $85 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12615 NE 49TH DRIVE?+
The most recent tax bill on record (2025) was $2,551. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12615 NE 49TH DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $520,000, this home is listed about 28% above the Oxford median of $405,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12615 NE 49TH DRIVE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JUST A FARMGIRL REALTY LLC · Susan Steinmetz. MLS #G5115334.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Oxford homes, in your inbox
Like 12615 NE 49TH DRIVE but not quite? A daily digest of every new listing in Oxford — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →


