15165 HARDING AVENUE, CLEARWATER, FL, 33760
Active17 days on marketListed Jul 17, 2026MLS #G5115255
About this home
15165 HARDING AVENUE
Cash or Conventional loans only, in need of repairs and being sold as is. 3-bedroom, 2-bath, home featuring fresh interior paint, wood like tile flooring through-out, high ceilings that create an open feel. the kitchen offers counter tops, stainless steel appliances, and ample cabinets space. The spacious primary bedroom includes a private en-suite bath. Exterior features include a welcoming front porch, private driveway, rear patio and fully fenced back yard providing plenty of space for outdoor enjoyment. Conveniently located close to Highpoint elementary school, 275, PIE airport and 20 minutes to the beach!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,126
Sqft
0.12 ac
Lot size
1960
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,284 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,284/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.4%
$/sqft vs Clearwater actives
$253 vs $218
Days on market
17 vs 55 typical
Where $253/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33760 — neighborhood snapshot
Population
19,486
Median age
37.3
Median income
$59,489
Median home value
$245,800
Avg household
2.18
Households w/ children
1,551
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the CLEARWATER 33760 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 15165 HARDING AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
15001 GEORGE BOULEVARD · same community
3 bd · 2 ba · 1,116 sqft · $246/sqft · 64 DOM
Sold · Jul ’26$278,000
15037 HARDING AVENUE · same community
2 bd · 1 ba · 763 sqft · $364/sqft · 8 DOM
Sold · Jul ’26$310,000
15163 GEORGE BOULEVARD · same community
3 bd · 2 ba · 730 sqft · $425/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15165 HARDING AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15165 HARDING AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
15165 HARDING AVENUE FAQs
What would the monthly payment be for 15165 HARDING AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,284/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 15165 HARDING AVENUE?+
The most recent tax bill on record (2025) was $3,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $284,900, this home is listed about 4% above the Clearwater median of $274,450. The market section on this page shows how the area is trending.
Which schools are assigned to 15165 HARDING AVENUE?+
High Point Elementary School (elementary), Pinellas Park High School (high), FitzGerald Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JIM PARKS AND ASSOCIATES REALTY LLC · Julie Allred. MLS #G5115255.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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