Steeve Cadeau
$669,9905 bd3 ba2,728 sqft$246 /sqft$4,056 /mo all-in ↓

272 SILVER LILY WAY, ST AUGUSTINE, FL, 32095

Active8 days on marketListed Jul 12, 2026MLS #G5115023

New constructionSingle Family ResidenceSILVER LANDING

About this home

272 SILVER LILY WAY

Virtually Staged. This beautiful home is situated on a peaceful preserve lot in the desirable Silver Landing at SilverLeaf community. Featuring Stonehurst C, this thoughtfully designed home offers four bedrooms, three full bathrooms, a versatile bonus room, and a spacious three-car garage. The open-concept kitchen is the heart of the home, complete with a gourmet design and plenty of space for cooking, gathering, and entertaining. It flows naturally into the dining and living areas, where large windows and an impressive 9-foot sliding glass door fill the home with natural light and open to the covered lanai. The private preserve backdrop creates a relaxing setting for morning coffee or quiet evenings outdoors. The primary suite provides a comfortable retreat with two walk-in closets and a spacious, spa-inspired bathroom. Upstairs, the bonus room and full bathroom offer wonderful flexibility for a guest suite, home office, media room, or additional living area. SAMPLE IMAGE

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

2,728

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

Two

Levels

$246

Per sqft

Pets allowed

Inside

FlooringCarpet · Laminate · Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Gas Water Heater · Microwave
InteriorOpen Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$30/mo
Taxes (2025)$0/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Park · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Fiber Optics · Natural Gas Available · Public · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,056 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$0
HOA fee — from the listing$30
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $66,999Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $66,999
Interest rate6.00%
Loan term

Estimated payment

$4,671/mo

Principal & interest$3,615
PMI (est., until 20% equity)$251
Est. property taxes$614
HOA / condo fee$30
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $670K
$588KedgeAI estimate $614,512 · range $612K$623K$697K

vs edgeAI estimate

+9%

$/sqft vs St Augustine actives

$246 vs $240

Days on market

8 vs 39 typical

Where $246/sqft sits among the 181 St Augustine actives

91
36 · this home
14
14
8
18
$178–241$241–304$304–366$366–429$429–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Silverleaf

Map of 272 SILVER LILY WAY inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Silverleaf — neighborhood snapshot

Population

4,245

Median age

53

Median income

$135,239

Median home value

$475,056

Avg household

2

Households w/ children

539

For the school run

St. Johns County School District

HighTocoi Creek High School★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

76 of 181

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 127% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →

Paper trail

This home's history

Jul 12, 2026Listed at $669,990 · 8 days on market since
2026Built · SILVER LANDING

Reality check

What actually sold near 272 SILVER LILY WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

241 SILVER HERON WAYSold · Jun ’26

$599,990

241 SILVER HERON WAY · same community

4 bd · 4 ba · 2,728 sqft · $220/sqft · 0 DOM

46 IRIS CREEK DRIVESold · Jul ’26

$730,000

46 IRIS CREEK DRIVE · same community

4 bd · 3 ba · 2,796 sqft · $261/sqft · 62 DOM

125 SILVER HERON WAYSold · Oct ’25

$575,000

125 SILVER HERON WAY

5 bd · 4 ba · 2,730 sqft · $211/sqft · 44 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 272 SILVER LILY WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 272 SILVER LILY WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

272 SILVER LILY WAY FAQs

What would the monthly payment be for 272 SILVER LILY WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,056/mo — principal and interest, estimated property taxes, the $30/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 272 SILVER LILY WAY?+

The association fee works out to $30 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 272 SILVER LILY WAY?+

The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 272 SILVER LILY WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $669,990, this home is listed about 52% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 272 SILVER LILY WAY?+

Tocoi Creek High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Nancy Pruitt, PA. MLS #G5115023.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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