Steeve Cadeau
$629,000$683,2003 bd2 ba1,939 sqft$324 /sqft$3,988 /mo all-in ↓

486 INDEPENDENCE PATH, THE VILLAGES, FL, 32163

Active28 days on marketListed Jun 26, 2026MLS #G5113850

Reduced $54KSingle Family ResidenceVILLAGES/SUMTER

About this home

486 INDEPENDENCE PATH

Welcome to refined Florida living in this exceptional Iris model, gracefully nestled in the highly coveted Village of LaBelle North in The Villages. This beautifully constructed Block and Stucco home offers 3 Bedrooms and 2 Bathrooms and features a 2-Car Garage + Golf Cart Garage providing ample storage and convenience for the Active Villages Lifestyle. What an exceptional setting—Panoramic Water and Golf Course Views from the Lanai, Kitchen, Nook, Living Room and Primary Bedroom—providing a rare sense of space, privacy, and peaceful surroundings that truly feels like your own private retreat and You have a view of the 1st Tee Box for the Tequesta Championship Course at Belle Glade CC. Step through the elegant leaded-glass entry door crowned with a transom window that welcomes abundant natural light. Inside, refined finishes and premium upgrades define the space. Crown molding throughout and Plantation Shutters in all rooms with the exception of the Guest Bedrooms add timeless sophistication. Ceramic tile laid diagonally flows seamlessly throughout the main living areas, complemented by luxury vinyl plank flooring in the Bedrooms for warmth and style. The well-appointed kitchen is designed for both everyday living and entertaining, featuring granite countertops, a double door pantry, convenient pull-out shelves in lower cabinets and pantry, newer SS appliances, under counter lighting and a cheerful eat-in nook area where you can enjoy the stunning panoramic views while sipping your morning coffee. The expansive living room offers plenty of space for gathering with family and friends and is perfectly positioned to capture the home's incredible water and golf course scenery. Just beyond, the enclosed lanai provides a peaceful retreat with breathtaking panoramic Water and Golf Course with golf cart bridge. The Primary Bedroom also has the beautiful view and an en-suite Bathroom with a Tiled Roman Walk In Shower and Large Walk in Closet. The Guest Suite provides privacy with a pocket door going to both Bedrooms with closets and the guest bathroom with a tile surround tub. The inside Laundry area has an overhead cabinet for storage. LOCATION, LOCATION, LOCATION - Belle Glade Golf & Country Club is a 2 minute walk to Golf and Dining. This exceptional home is just 18 minutes to Brownwood Paddock Square and 23 minutes to Lake Sumter Landing by golf cart where you'll enjoy shopping, dining, entertainment, and all the amenities that make The Villages one of Florida's Premier Active Adult communities. Don't miss this rare opportunity to own a beautifully maintained Iris Model with outstanding views, lovely upgrades, and an unbeatable location. Call Me today for a private showing.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,939

Sqft

0.16 ac

Lot size

2

Garage

2015

Year built

One

Levels

$324

Per sqft

Golf Course & Water view55+ communityPets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Ice Maker · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Open Floorplan · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNorth
ParkingGolf Cart Garage
ExteriorIrrigation System

Community & fees

Taxes (2025)$2,374/yr
PetsYes
CommunityCommunity Mailbox · Dog Park · Fitness Center · Gated Community - Guard · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,988 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property tax — 2025 actual bill$198
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,900
Interest rate6.00%
Loan term

Estimated payment

$3,988/mo

Principal & interest$3,394
PMI (est., until 20% equity)$236
Property taxes (actual bill)$198
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $629K
$481KedgeAI estimate $538,664 · range $501K$601K$654K

vs edgeAI estimate

+16.8%

$/sqft vs VILLAGES/SUMTER

$324 vs $260

Days on market

28 vs 47 typical

Where $324/sqft sits among the 29 homes for sale in VILLAGES/SUMTER

17
8 · this home
1
1
0
2
$208–267$267–325$325–384$384–443$443–502$502+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 486 INDEPENDENCE PATH

Drive times from this address

Downtown Orlando61 min
Universal Orlando64 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$355K$335K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

14 of 29

VILLAGES/SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 36% above the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $629,000 $54K
Jun 26, 2026Listed at $683,200 · 28 days on market since
2015Built · VILLAGES/SUMTER

Reality check

What actually sold near 486 INDEPENDENCE PATH

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1450 LUCKETT COURTSold · Dec ’25

$454,900

1450 LUCKETT COURT · same community

3 bd · 2 ba · 1,925 sqft · $236/sqft · 14 DOM

710 ANTONIA LANESold · Feb ’26

$360,000

710 ANTONIA LANE · same community

3 bd · 2 ba · 1,924 sqft · $187/sqft · 252 DOM

1564 OAK FOREST DRIVESold · Apr ’26

$410,000

1564 OAK FOREST DRIVE · same community

3 bd · 2 ba · 2,016 sqft · $203/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 486 INDEPENDENCE PATH — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 486 INDEPENDENCE PATH — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

486 INDEPENDENCE PATH FAQs

What would the monthly payment be for 486 INDEPENDENCE PATH?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,988/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 486 INDEPENDENCE PATH?+

The most recent tax bill on record (2025) was $2,374. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 486 INDEPENDENCE PATH?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $629,000, this home is listed about 68% above the The Villages median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 486 INDEPENDENCE PATH?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$629,000 runs 36% above the THE VILLAGES 32163 median — but at 1,939 sqft it's also 27% larger than the typical The Villages listing.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $683,200, now $629,000 — a $54K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY, LLC · Victoria Vos. MLS #G5113850.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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