9900 SE 175TH PLACE, SUMMERFIELD, FL, 34491
Active46 days on marketListed Jun 8, 2026MLS #G5113460
About this home
9900 SE 175TH PLACE
Extensively updated with a NEW HVAC system (2026) and numerous 2025 improvements, including quartz countertops, attic insulation, driveway, walkway, front porch, sprinkler system, owner's suite window, and washer & dryer. The enclosed patio also features a mini-split A/C system for year-round comfort. Nestled within the sought-after Spruce Creek South 55+ golf community, this beautifully renovated 3-bedroom, 2-bath residence offers over 2,300 square feet of exceptional living space with stunning golf course and water views. Investor-friendly opportunity! Owners are permitted to rent the property up to four times a year, with a minimum rental period of three months a lease, providing flexibility for seasonal residents and potential income opportunities. Perfectly positioned to capture breathtaking golf course and water views, this exceptional property combines comfort, elegance, and Florida lifestyle living at its finest. The home overlooks the 6th hole, a Par 5 measuring 487 yards, providing spectacular golf course views from your own backyard. Step inside to discover a spacious open floor plan featuring updated finishes, abundant natural light, and generous living and entertaining areas. The oversized primary suite serves as a private retreat with a large adjoining bath and ample closet space. The beautifully updated kitchen features stunning quartz countertops, while the thoughtfully designed layout provides the perfect blend of functionality and comfort for everyday living and entertaining. Enjoy morning coffee or evening sunsets from the enclosed patio overlooking the picturesque golf course, tranquil water views, and the community's iconic lighthouse. Beautiful landscaping and outstanding curb appeal make this home truly move-in ready. Located in the gated Spruce Creek South community, residents enjoy golf, recreation, social clubs, activities, and a vibrant active-adult lifestyle just minutes from The Villages, shopping, dining, medical facilities, and everyday conveniences.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,349
Sqft
0.2 ac
Lot size
2
Garage
1995
Year built
One
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,021 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,021/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs SPRUCE CREEK SOUTH
$160 vs $177
Days on market
46 vs 50 typical
Where $160/sqft sits among the 16 homes for sale in SPRUCE CREEK SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
8 of 16
SPRUCE CREEK SOUTH have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 9900 SE 175TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$297,500
9772 SE 175TH LANE · same community
3 bd · 2 ba · 2,118 sqft · $140/sqft · 25 DOM
Sold · Oct ’25$286,000
9488 SE 174TH LOOP · same community
2 bd · 2 ba · 1,884 sqft · $152/sqft · 46 DOM
Sold · Nov ’25$289,900
17576 SE 96 COURT · same community
3 bd · 2 ba · 1,726 sqft · $168/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9900 SE 175TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9900 SE 175TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9900 SE 175TH PLACE FAQs
What would the monthly payment be for 9900 SE 175TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,021/mo — principal and interest, the actual property-tax bill, the $176/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9900 SE 175TH PLACE?+
The association fee works out to $176 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9900 SE 175TH PLACE?+
The most recent tax bill on record (2025) was $3,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9900 SE 175TH PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $377,000, this home is listed about 30% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 9900 SE 175TH PLACE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED RE BROKERS III · Michael Huculak. MLS #G5113460.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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