4464 JACONA DRIVE, HERNANDO BEACH, FL, 34607
Active14 days on marketListed Jul 7, 2026MLS #G5113348
About this home
4464 JACONA DRIVE
Experience waterfront living at its finest in Hernando Beach! This beautifully updated canal-front home offers the perfect blend of modern design and coastal charm with wide water views and direct access to the Gulf. The open-concept floor plan features vaulted ceilings, abundant natural light, and a striking fireplace that serves as the centerpiece of the living area. The remodeled kitchen showcases shaker-style cabinetry, quartz countertops, stainless steel appliances, a farmhouse sink, and a designer tile backsplash. The spacious primary suite offers private access to the waterfront balcony along with a beautifully renovated en-suite bath featuring dual vanities and a tiled walk-in shower. Guest accommodations are equally impressive with updated bathrooms and stylish finishes throughout. Step outside to the expansive screened waterfront porch where you can enjoy morning coffee, evening sunsets, and relaxing canal views year-round. A spiral staircase leads to the lower level screen porch, covered BBQ area, covered parking and backyard firepit, creating seamless access to the waterfront. Whether you're searching for a full-time residence, vacation retreat, or investment opportunity, this property delivers the Florida boating lifestyle you've been dreaming of. Located on a deep-water canal with a seawall and room for your boat, you'll enjoy easy access to the Gulf of Mexico, waterfront dining, fishing, and endless days on the water
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,276
Sqft
0.15 ac
Lot size
1993
Year built
Multi/Split
Levels
$509
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,514 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,514/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+74.8%
$/sqft vs GULF COAST RET
$509 vs $363
Days on market
14 vs 35 typical
Where $509/sqft sits among the 17 homes for sale in GULF COAST RET
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
10 of 17
GULF COAST RET have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 102% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4464 JACONA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$540,000
4071 ORIENT DRIVE · same community
3 bd · 2 ba · 1,260 sqft · $429/sqft · 69 DOM
Sold · May ’26$355,000
3387 MINNOW CREEK DRIVE · same community
2 bd · 1.5 ba · 1,214 sqft · $292/sqft · 59 DOM
Sold · Feb ’26$615,000
4452 KINGSTON DRIVE · same community
3 bd · 2 ba · 1,204 sqft · $511/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4464 JACONA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4464 JACONA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4464 JACONA DRIVE FAQs
What would the monthly payment be for 4464 JACONA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,514/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4464 JACONA DRIVE?+
The most recent tax bill on record (2025) was $7,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4464 JACONA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $649,900, this home is listed about 19% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4464 JACONA DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ERA GRIZZARD REAL ESTATE · Craig Yox. MLS #G5113348.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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