Steeve Cadeau
$265,000$275,0002 bd2 ba1,656 sqft$160 /sqft$2,150 /mo all-in ↓

265 CLEARFIELD AVENUE, SPRING HILL, FL, 34606

Active46 days on marketListed Jun 8, 2026MLS #G5113014

Priced 6% below the SPRING HILL 34606 medianReduced $10KSingle Family ResidenceSPRING HILL UNIT 4 BLK 176 LOT 20

About this home

265 CLEARFIELD AVENUE

Virtually Staged. One or more photos have been Virtually Staged. Welcome home to this beautifully maintained 2 bedroom, 2 bath residence offering flexible living space, an oversized 2 car garage, and the potential for an easy 3rd bedroom conversion. Thoughtfully designed with a desirable split bedroom floor plan, this home combines comfort, functionality, and versatility. Step through the double door entry into a bright and inviting great room, perfect for everyday living and entertaining. The private primary suite features a walk-in closet and a spacious layout designed for relaxation. The kitchen offers abundant cabinetry, a cozy dinette area, and a formal dining room that can easily serve as a home office, hobby room, or additional flex space to fit your lifestyle. Two sets of double sliding glass doors lead to a light filled sunroom, creating the perfect spot for morning coffee, a reading nook, or a peaceful retreat while enjoying views of the backyard. Recent updates add value and peace of mind, including a new A/C system (2021), garage door and opener (2021), water heater (2021), updated flooring (2016), and freshly painted interior and exterior. Outside, the fully fenced backyard provides plenty of space for outdoor enjoyment, gardening, pets, or future enhancements. Dual gate access offers added convenience, and with no HOA, you'll appreciate the flexibility and freedom this property provides. If you're looking for a well-cared-for home with versatile living spaces, valuable updates, and room to make it your own, 265 Clearfield Avenue is ready to welcome you home!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,656

Sqft

0.22 ac

Lot size

2

Garage

1989

Year built

One

Levels

$160

Per sqft

Pets allowed

Inside

FlooringEngineered Hardwood · Tile
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Split Bedroom · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingDriveway · Garage Door Opener
ExteriorSliding Doors

Community & fees

Taxes (2025)$3,754/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,150 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$313
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,150/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$313
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $265K
$254KedgeAI estimate $272,812 · range $268K$278K$289K

vs edgeAI estimate

−2.9%

$/sqft vs Spring Hill actives

$160 vs $193

Days on market

46 vs 29 typical

Where $160/sqft sits among the 400 Spring Hill actives

91 · this home
87
105
50
32
35
$147–167$167–188$188–209$209–230$230–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Spring Hill

Map of 265 CLEARFIELD AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)60 min
Downtown Tampa63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Spring Hill. See the full Spring Hill guide →

SPRING HILL 34606 — neighborhood snapshot

Population

28,155

Median age

50.4

Median income

$54,730

Median home value

$227,700

Avg household

2.25

Households w/ children

2,752

For the school run

Hernando County School District

ElementaryDeltona Elementary School★★★★
MiddleFox Chapel Middle School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Spring Hill market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$320K$318K

Spring Hill median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

204 of 400

Spring Hill actives have cut their price

Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the SPRING HILL 34606 median. See the full Spring Hill market guide →

Paper trail

This home's history

CurrentPrice reduced to $265,000 $10K
Jun 8, 2026Listed at $275,000 · 46 days on market since
1989Built · SPRING HILL UNIT 4 BLK 176 LOT 20

Reality check

What actually sold near 265 CLEARFIELD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

18736 BENT PINE DR DRIVESold · Mar ’26

$190,000

18736 BENT PINE DR DRIVE

2 bd · 2 ba · 1,642 sqft · $116/sqft · 49 DOM

18041 WEBSTER GROVE DRIVESold · Feb ’26

$288,000

18041 WEBSTER GROVE DRIVE

3 bd · 2 ba · 1,676 sqft · $172/sqft · 40 DOM

18038 WEBSTER GROVE DRIVESold · Jun ’26

$278,000

18038 WEBSTER GROVE DRIVE

3 bd · 2 ba · 1,683 sqft · $165/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 265 CLEARFIELD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 265 CLEARFIELD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

265 CLEARFIELD AVENUE FAQs

What would the monthly payment be for 265 CLEARFIELD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,150/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 265 CLEARFIELD AVENUE?+

The most recent tax bill on record (2025) was $3,754. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 265 CLEARFIELD AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Spring Hill?+

At $265,000, this home is listed about 23% below the Spring Hill median of $345,000. The market section on this page shows how the area is trending.

Which schools are assigned to 265 CLEARFIELD AVENUE?+

Deltona Elementary School (elementary), Fox Chapel Middle School (middle), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Kodee Napier. MLS #G5113014.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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