Steeve Cadeau
$449,000$499,0002 bd2 ba1,818 sqft$247 /sqft$3,336 /mo all-in ↓

4703 CASSANDRA LANE, LAKELAND, FL, 33809

Active50 days on marketListed Jun 5, 2026MLS #G5112357

Reduced $50KWaterfrontModular HomeLAKESIDE HILLS ESTATES PH 03

About this home

4703 CASSANDRA LANE

Price Reduced. Lowest lakefront property on Lake Gibson with low taxes and Waterfront living in Lakeland, Florida Completely Rebuilt in 2000— a well-maintained home offering comfortable Florida living with peaceful surroundings and convenient access to shopping, dining, medical facilities, and major roadways. Situated directly on Lake Gibson, this property provides the perfect blend of relaxation, accessibility and easy living. Community Pool, Clubhouse, Marina, hot tub, fitness center...) This spacious home offers approximately 1,818 square feet of living space and features an inviting layout designed for everyday comfort and entertaining. Completely rebuilt from foundation. The home offers generous living areas, abundant natural light, outdoor patio for nighttime star gazing all on the shores of Lake Gibson. Between the new dock (2025), newer roof (2024), brick paver driveway (2024), granite counter tops, Plantation Shutters (2024), custom kitchen cabinet and back brick patio you have over $72,000 in recent upgrades. Separate 1,150 sq. ft. work room, Gym, Study.... which is temp. controlled for summer and winter. HOA covers, Internet, Cable TV, Lawn Service, Water, Gym, Community Pool, hot tub and massive clubhouse, pool tables, community room... and marina with boat docks. Very active community and amazing lakefront features. Enjoy the Florida lifestyle from your outdoor living areas while taking in the tranquil setting surrounding the property. The neighborhood is known for its mature landscaping, established homes, and relaxed atmosphere. Whether enjoying your morning coffee outdoors or entertaining friends and family, this property offers the ideal setting to unwind. Conveniently located near US-98 and I-4, the home provides easy access to Tampa and Orlando while remaining close to Lakeland’s local attractions, shopping centers, restaurants, golf courses, parks, and recreational opportunities. Lakeland is known for its beautiful lakes, outdoor lifestyle, and central Florida convenience. This property presents an excellent opportunity for year-round living or seasonal use. With affordable Lake Front living on Lake Gibson in North Lakeland and a desirable location, this home is ready for its next owner as well as only lakefront home on Lake Gibson below $500,000.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,818

Sqft

0.29 ac

Lot size

1973

Year built

One

Levels

$247

Per sqft

WaterfrontTrees/Woods & Water viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile · Concrete · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · L Dining · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding · Wood Frame
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ExteriorAwning(s) · Balcony · Fire Pit · Permeable Paving · Private Mailbox · Private Yard · Sliding Doors · Storage

Community & fees

HOA fee$292/mo
Taxes (2025)$504/yr
PetsYes
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Water Access · Waterfront · Association Recreation - Owned · Clubhouse · Fitness Center · Golf Carts OK · Park · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,336 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$42
HOA fee — from the listing$292
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,336/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$42
HOA / condo fee$292
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lakeland actives

$247 vs $196

Days on market

50 vs 33 typical

Where $247/sqft sits among the 400 Lakeland actives

85
121
111
39 · this home
17
27
$124–160$160–197$197–233$233–270$270–307$307+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakeland

Map of 4703 CASSANDRA LANE

Drive times from this address

Walt Disney World38 min
Downtown Tampa40 min
Universal Orlando48 min
Tampa Int’l Airport (TPA)51 min
Downtown Orlando54 min
Orlando Int’l Airport (MCO)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakeland. See the full Lakeland guide →

LAKELAND 33809 — neighborhood snapshot

Population

30,498

Median age

42.6

Median income

$67,112

Median home value

$248,700

Avg household

2.58

Households w/ children

3,738

For the school run

Polk County School District

ElementaryEdgar L. Padgett Elementary★★★★
MiddleLake Gibson Middle School★★★★
HighLake Gibson Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakeland market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$318K$320K

Lakeland median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

208 of 400

Lakeland actives have cut their price

Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the LAKELAND 33809 median. See the full Lakeland market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,000 $50K
Jun 5, 2026Listed at $499,000 · 50 days on market since
1973Built · LAKESIDE HILLS ESTATES PH 03

Reality check

What actually sold near 4703 CASSANDRA LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

707 CARPENTERS WAY UNIT 35Sold · Jun ’26

$275,000

707 CARPENTERS WAY UNIT 35

3 bd · 3 ba · 1,848 sqft · $149/sqft · 5 DOM

4030 DOVER TERRACE DRIVESold · Oct ’25

$212,000

4030 DOVER TERRACE DRIVE

3 bd · 2.5 ba · 1,776 sqft · $119/sqft · 59 DOM

3745 WOODBURY HILL LOOPSold · Dec ’25

$259,000

3745 WOODBURY HILL LOOP

3 bd · 2.5 ba · 1,771 sqft · $146/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4703 CASSANDRA LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4703 CASSANDRA LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4703 CASSANDRA LANE FAQs

What would the monthly payment be for 4703 CASSANDRA LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,336/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4703 CASSANDRA LANE?+

The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4703 CASSANDRA LANE?+

The most recent tax bill on record (2025) was $504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4703 CASSANDRA LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakeland?+

At $449,000, this home is listed about 32% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4703 CASSANDRA LANE?+

Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$449,000 runs 38% above the LAKELAND 33809 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $499,000, now $449,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · John Burgfechtel. MLS #G5112357.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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