Steeve Cadeau
$680,000$700,0003 bd2.5 ba3,109 sqft$219 /sqft$4,673 /mo all-in ↓

4801 SE HIGHWAY 42, SUMMERFIELD, FL, 34491

Active64 days on marketListed May 22, 2026MLS #G5111949

Reduced $20KSingle Family ResidenceUNINCORPORATED

About this home

4801 SE HIGHWAY 42

HORSE FARM, FAMILY COMPOUND, OR PRIVATE COUNTRY RETREAT—THE CHOICE IS YOURS! Discover the rare opportunity to own 14.16 acres of usable land and Old Florida charm in Summerfield featuring a spacious 3,109 sq ft home PLUS a separate 2-bedroom, 1-bath living quarters attached to an impressive 8-stall horse barn. Equestrian enthusiasts will appreciate the impressive 8-stall horse barn complete with attached 2-bedroom, 1-bath living quarters—ideal for guests, multi-generational living, a trainer, farm manager, or those seeking income-producing potential. Expansive pastureland and room for additional paddocks provide flexibility to create the equestrian, hobby farm, or rural lifestyle setup that best fits your needs. Mature trees provide privacy while the versatile layout creates endless possibilities for horse lovers, hobby farmers, homesteaders, or anyone seeking space to spread out and enjoy a rural lifestyle. Bring your horses, RVs, equipment, and outdoor toys—there's room for it all. Properties offering acreage, equestrian amenities, and multiple living spaces are increasingly difficult to find. Conveniently located near Three Lakes Horse Trials and approximately 35–45 minutes from the World Equestrian Center in Ocala, this unique property is ready for its next chapter.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,109

Sqft

14 ac

Lot size

3

Garage

1971

Year built

One

Levels

$219

Per sqft

Fireplace

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorLighting · Private Entrance · Private Mailbox · Private Yard · Storage

Community & fees

Taxes (2026)$7,059/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,673 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property tax — 2026 actual bill$588
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $68,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $68,000
Interest rate6.00%
Loan term

Estimated payment

$4,673/mo

Principal & interest$3,669
PMI (est., until 20% equity)$255
Property taxes (actual bill)$588
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs UNINCORPORATED

$219 vs $326

Days on market

64 vs 50 typical

Where $219/sqft sits among the 28 homes for sale in UNINCORPORATED

18 · this home
2
6
0
0
2
$174–452$452–731$731–1009$1009–1288$1288–1566$1566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Summerfield

Map of 4801 SE HIGHWAY 42

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Summerfield. See the full Summerfield guide →

SUMMERFIELD 34491 — neighborhood snapshot

Population

32,369

Median age

54.4

Median income

$65,900

Median home value

$253,100

Avg household

2.3

Households w/ children

2,632

For the school run

Marion County School District

MiddleLake Weir Middle School★★★★
ElementaryHarbour View Elementary School★★★★★
HighLake Weir High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Summerfield market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$285K$258K

Summerfield median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

9 of 28

UNINCORPORATED have cut their price

Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 148% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →

Paper trail

This home's history

CurrentPrice reduced to $680,000 $20K
May 22, 2026Listed at $700,000 · 64 days on market since
1971Built · UNINCORPORATED

Reality check

What actually sold near 4801 SE HIGHWAY 42

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29933 FULLERVILLE ROADSold · Feb ’26

$795,000

29933 FULLERVILLE ROAD · same community

3 bd · 2.5 ba · 3,161 sqft · $252/sqft · 0 DOM

5865 ROSS CREEK ROADSold · Jan ’26

$725,000

5865 ROSS CREEK ROAD · same community

4 bd · 3.5 ba · 2,907 sqft · $249/sqft · 210 DOM

16932 Prestwich Drive W, Loxahatchee FL 33470Sold · Aug ’25

$645,000

16932 Prestwich Drive W, Loxahatchee FL 33470 · same community

4 bd · 3.5 ba · 2,876 sqft · $224/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4801 SE HIGHWAY 42 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4801 SE HIGHWAY 42 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4801 SE HIGHWAY 42 FAQs

What would the monthly payment be for 4801 SE HIGHWAY 42?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4801 SE HIGHWAY 42?+

The most recent tax bill on record (2026) was $7,059. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Summerfield?+

At $680,000, this home is listed about 135% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4801 SE HIGHWAY 42?+

Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of OPTIMA ONE REALTY, INC. · Heather Walker. MLS #G5111949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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