
716 REEF ROAD, VERO BEACH, FL, 32963
Active94 days on marketListed Apr 20, 2026MLS #G5111290
About this home
716 REEF ROAD
The ocean does all the talking here !! Come and experience this extraordinary opportunity to own a rare, direct oceanfront estate where timeless architecture meets unobstructed coastal views. The home offers panoramic ocean views from both upstairs and downstairs. The home has been thoughtfully designed with expansive living spaces, walls of glass, and refined finishes which captures the essence of luxury living by the sea. With sweeping views, immediate beach access, and a setting that cannot be replicated, the property is ideal for those seeking a private coastal home in an unparalleled location. The home was built in 2010, with approximately 7,000 square feet of living space. The existing roof was fully replaced with a new metal roof in February 2026. The home offers five bedrooms, five bathrooms, and one half bath. Large open living areas flow from one space to another, with an abundance of natural light. There is an elevator connecting the floors, making access between levels easy and seamless. The flooring is wood and marble with beautiful French doors facing the ocean. The chef friendly kitchen is equipped with a large kitchen island and pantry. In addition to an eat-in kitchen area, there's a distinct formal dining space for dinners with guests. The five bedrooms are large with walk-in closets and built-in shelving. The bathrooms have marble and custom tile. The primary bathroom has separate showers with elegant fixtures. The home also offers an unfinished bonus room with air conditioning already installed. The new owners can add their personal touch to this one thousand square foot area for a private studio, office or game room. The pool area and backyard are absolutely stunning and one hundred and sixty four feet of private ocean frontage awaits the lucky buyers. Simply put, this property delivers space, privacy, and oceanfront presence at a level few homes can match. Bring your buyers for a showing, they will definitely thank you !!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
7,687
Sqft
1.75 ac
Lot size
4
Garage
1954
Year built
Two
Levels
$1,288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$65,445 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$65,445/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$1,288 vs $245
Days on market
94 vs 30 typical
Where $1,288/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Floralton Beach
Get to know Vero Beach. See the full Vero Beach guide →
Floralton Beach — neighborhood snapshot
Population
590
Median age
69
Median income
$196,250
Median home value
$779,400
Avg household
2
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
61 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 891% above the VERO BEACH 32963 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 716 REEF ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,850,000
Nearby listing
5 bd · 4 ba · 5,066 sqft · $365/sqft · 95 DOM
Sold · May ’26$4,400,000
166 Ocean Way, Vero Beach FL 32963
4 bd · 5.5 ba · 4,259 sqft · $1,033/sqft · 182 DOM
Sold · Dec ’25$1,200,000
1015 Treasure Ln, Vero Beach FL 32963
4 bd · 3 ba · 2,794 sqft · $429/sqft · 51 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 716 REEF ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 716 REEF ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
716 REEF ROAD FAQs
What would the monthly payment be for 716 REEF ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $65,445/mo — principal and interest, the actual property-tax bill, the $54/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 716 REEF ROAD?+
The association fee works out to $54 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 716 REEF ROAD?+
The most recent tax bill on record (2025) was $97,183. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 716 REEF ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $9,900,000, this home is listed about 2855% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 716 REEF ROAD?+
Beachland Elementary School (elementary), Vero Beach High School (high), Gifford Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$9,900,000 runs 891% above the VERO BEACH 32963 median — but at 7,687 sqft it's also nearly 5 times the size of the typical Vero Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
94 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Beachland Elementary School, Vero Beach High School, Gifford Middle School — Beachland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS CLERMONT · Michelle Bustamante. MLS #G5111290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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