16409 PENDIO DRIVE, BELLA COLLINA, FL, 34756
Active161 days on marketListed Feb 12, 2026MLS #G5107902
About this home
16409 PENDIO DRIVE
Discover an exceptional opportunity to build your custom dream home on this expansive 1.24-acre homesite in the guard-gated community of Bella Collina. This developer-owned lot offers beautiful water views and a prime setting to design a residence that captures both breathtaking sunrises and unforgettable sunsets. With an east-facing frontage, homeowners can incorporate a front balcony to enjoy stunning sunrise views each morning, while the backyard provides the perfect backdrop for spectacular Florida sunsets over the water. The generous lot size allows ample space for a grand estate, pool, outdoor living areas, and thoughtfully designed landscaping to maximize privacy and views. Build at your own pace with no required timeframe to begin construction and choose from Bella Collina’s featured custom builders to bring your vision to life. As a developer lot, the seller is offering valuable incentives, including the deferral of the $40,000 Sports Membership Deposit along with additional developer incentives. Bella Collina residents enjoy a lifestyle unlike any other, featuring a Nick Faldo-designed 18-hole championship golf course, resort-style pool, luxury spa, fitness center with complimentary weekly classes, tennis and pickleball courts, and multiple on-site dining venues. Conveniently located just minutes from Montverde Academy and with easy access to the Florida Turnpike, 429, and 408, this homesite offers the perfect blend of luxury, tranquility, and accessibility. Call today to learn more about this rare opportunity to build in one of Central Florida’s most sought-after private communities.
Facts & features
The home at a glance
1.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,520 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,520/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bella Collina
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bella Collina. See the full Bella Collina guide →
Bella Collina — neighborhood snapshot
Population
466
Median age
40
Median income
$137,700
Median home value
$582,400
Avg household
3
Households w/ children
64%
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bella Collina market
$2.0M → $3.0M
Bella Collina median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Bella Collina, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% above the BELLA COLLINA 34756 median. See the full Bella Collina market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 16409 PENDIO DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16409 PENDIO DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
16409 PENDIO DRIVE FAQs
What would the monthly payment be for 16409 PENDIO DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,520/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16409 PENDIO DRIVE?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16409 PENDIO DRIVE?+
The most recent tax bill on record (2025) was $10,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16409 PENDIO DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bella Collina?+
At $1,225,000, this home is listed about 45% below the Bella Collina median of $2,237,500. The market section on this page shows how the area is trending.
Which schools are assigned to 16409 PENDIO DRIVE?+
Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,225,000 runs 23% above the BELLA COLLINA 34756 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
161 days on market against a Bella Collina median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5107902.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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