
13 HERMOSA DRIVE, EUSTIS, FL, 32726
Active165 days on marketListed Feb 7, 2026MLS #G5107869
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Thu, Jul 23
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About this home
13 HERMOSA DRIVE
One or more photo(s) has been virtually staged. Welcome to 13 Hermosa Dr in Eustis, Florida, a distinctive lakefront home on spring-fed Lake Hermosa offering space, character, and flexibility in a peaceful Central Florida setting. Built in 1979 and thoughtfully designed to take advantage of its waterfront views, this 4-bedroom, 4-bath home offers approximately 2,580 square feet of main living space upstairs, plus a finished walk-out basement with approximately 1,219 additional square feet. The main level features a spacious living area with a wood-burning fireplace, crown molding, and large windows that bring in natural light and frame the lake views. A full-length rear balcony stretches across the back of the home, creating a beautiful outdoor extension of the living space. Whether you are enjoying morning coffee, fresh air, or a quiet view of the water, this balcony is one of the home’s standout lifestyle features. The kitchen and dining areas have generous space for everyday living and entertaining, while the split bedroom layout provides privacy and function. Each bedroom includes walk-in closet space, and the home offers multiple flexible areas that can adapt to a variety of needs, including office space, hobby space, storage, guest accommodations, or creative use. Downstairs, the finished walk-out basement opens up even more possibilities. This level includes a large great room with a wet bar, a full bathroom, a separate room with its own exterior entrance, a hot tub room, and access to a screened porch overlooking the backyard and lake. With its layout and private access, the lower level offers excellent flexibility for extended living, entertaining, recreation, or multi-purpose use. Outside, the property offers gradual shoreline access to Lake Hermosa, a spring-fed lake known for its calm setting and natural beauty. The home also features a 2-car oversized side-entry garage with workshop space, public water, septic, no HOA, a 2024 roof, and a newer HVAC system. Located near US 441, this Eustis lakefront home offers convenient access to downtown Eustis, Tavares, Mount Dora, shopping, dining, medical services, and major Central Florida routes. If you have been searching for a waterfront home in Lake County, Florida, with space, flexibility, lake views, and room to personalize, 13 Hermosa Dr is a property worth exploring.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
3,799
Sqft
0.74 ac
Lot size
2
Garage
1979
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,563 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,563/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Eustis actives
$171 vs $208
Days on market
165 vs 36 typical
Where $171/sqft sits among the 199 Eustis actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Eustis
Get to know Eustis. See the full Eustis guide →
EUSTIS 32726 — neighborhood snapshot
Population
23,885
Median age
40.6
Median income
$60,750
Median home value
$230,400
Avg household
2.38
Households w/ children
2,736
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Eustis market
$336K → $355K
Eustis median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
99 of 199
Eustis actives have cut their price
Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the EUSTIS 32726 median. See the full Eustis market guide →
Paper trail
This home's history
Reality check
What actually sold near 13 HERMOSA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$410,000
2135 APPALACHEE CIRCLE
3 bd · 3.5 ba · 3,137 sqft · $131/sqft · 160 DOM
Sold · May ’26$345,000
628 W SEMINOLE AVENUE
5 bd · 3 ba · 2,609 sqft · $132/sqft · 23 DOM
Sold · Feb ’26$450,000
1408 KELLOGG DRIVE
4 bd · 2.5 ba · 2,603 sqft · $173/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13 HERMOSA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13 HERMOSA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
13 HERMOSA DRIVE FAQs
What would the monthly payment be for 13 HERMOSA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13 HERMOSA DRIVE?+
The most recent tax bill on record (2025) was $7,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13 HERMOSA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Eustis?+
At $649,900, this home is listed about 70% above the Eustis median of $382,500. The market section on this page shows how the area is trending.
Which schools are assigned to 13 HERMOSA DRIVE?+
Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$649,900 runs 120% above the EUSTIS 32726 median — but at 3,799 sqft it's also nearly twice the size of the typical Eustis listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
165 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $750,000, now $649,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Valerie Barber. MLS #G5107869.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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