Steeve Cadeau
$649,900$750,0004 bd4 ba3,799 sqft$171 /sqft$4,563 /mo all-in ↓

13 HERMOSA DRIVE, EUSTIS, FL, 32726

Active165 days on marketListed Feb 7, 2026MLS #G5107869

Reduced $100KWaterfrontSingle Family ResidenceEUSTIS HERMOSA SHORES

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Thu, Jul 23

1:00 PM – 3:00 PM

Public open house. All are welcome. This house is ready for your dreams to come true.

About this home

13 HERMOSA DRIVE

One or more photo(s) has been virtually staged. Welcome to 13 Hermosa Dr in Eustis, Florida, a distinctive lakefront home on spring-fed Lake Hermosa offering space, character, and flexibility in a peaceful Central Florida setting. Built in 1979 and thoughtfully designed to take advantage of its waterfront views, this 4-bedroom, 4-bath home offers approximately 2,580 square feet of main living space upstairs, plus a finished walk-out basement with approximately 1,219 additional square feet. The main level features a spacious living area with a wood-burning fireplace, crown molding, and large windows that bring in natural light and frame the lake views. A full-length rear balcony stretches across the back of the home, creating a beautiful outdoor extension of the living space. Whether you are enjoying morning coffee, fresh air, or a quiet view of the water, this balcony is one of the home’s standout lifestyle features. The kitchen and dining areas have generous space for everyday living and entertaining, while the split bedroom layout provides privacy and function. Each bedroom includes walk-in closet space, and the home offers multiple flexible areas that can adapt to a variety of needs, including office space, hobby space, storage, guest accommodations, or creative use. Downstairs, the finished walk-out basement opens up even more possibilities. This level includes a large great room with a wet bar, a full bathroom, a separate room with its own exterior entrance, a hot tub room, and access to a screened porch overlooking the backyard and lake. With its layout and private access, the lower level offers excellent flexibility for extended living, entertaining, recreation, or multi-purpose use. Outside, the property offers gradual shoreline access to Lake Hermosa, a spring-fed lake known for its calm setting and natural beauty. The home also features a 2-car oversized side-entry garage with workshop space, public water, septic, no HOA, a 2024 roof, and a newer HVAC system. Located near US 441, this Eustis lakefront home offers convenient access to downtown Eustis, Tavares, Mount Dora, shopping, dining, medical services, and major Central Florida routes. If you have been searching for a waterfront home in Lake County, Florida, with space, flexibility, lake views, and room to personalize, 13 Hermosa Dr is a property worth exploring.

Facts & features

The home at a glance

4

Bedrooms

4

Bathrooms

3,799

Sqft

0.74 ac

Lot size

2

Garage

1979

Year built

Two

Levels

$171

Per sqft

WaterfrontFireplaceCity & Water viewPets allowed

Inside

FlooringCarpet · Laminate · Linoleum · Tile · Vinyl
AppliancesDishwasher · Electric Water Heater · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewCity · Water
FacesNorthwest
ParkingDriveway · Garage Door Opener · Garage Faces Side · Ground Level · Oversized
ExteriorBalcony · Irrigation System · Rain Gutters · RV Hookup · Sliding Doors

Community & fees

Taxes (2025)$7,830/yr
PetsYes
CommunityLake

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Phone Available · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,563 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$653
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,990
Interest rate6.00%
Loan term

Estimated payment

$4,563/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$653
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$171 vs $208

Days on market

165 vs 36 typical

Where $171/sqft sits among the 199 Eustis actives

88 · this home
55
25
10
7
14
$141–198$198–255$255–312$312–369$369–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 13 HERMOSA DRIVE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

99 of 199

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 120% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $649,900 $100K
Feb 7, 2026Listed at $750,000 · 165 days on market since
1979Built · EUSTIS HERMOSA SHORES

Reality check

What actually sold near 13 HERMOSA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2135 APPALACHEE CIRCLESold · Jul ’26

$410,000

2135 APPALACHEE CIRCLE

3 bd · 3.5 ba · 3,137 sqft · $131/sqft · 160 DOM

628 W SEMINOLE AVENUESold · May ’26

$345,000

628 W SEMINOLE AVENUE

5 bd · 3 ba · 2,609 sqft · $132/sqft · 23 DOM

1408 KELLOGG DRIVESold · Feb ’26

$450,000

1408 KELLOGG DRIVE

4 bd · 2.5 ba · 2,603 sqft · $173/sqft · 119 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13 HERMOSA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13 HERMOSA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13 HERMOSA DRIVE FAQs

What would the monthly payment be for 13 HERMOSA DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,563/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13 HERMOSA DRIVE?+

The most recent tax bill on record (2025) was $7,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13 HERMOSA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $649,900, this home is listed about 70% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13 HERMOSA DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$649,900 runs 120% above the EUSTIS 32726 median — but at 3,799 sqft it's also nearly twice the size of the typical Eustis listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

165 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $750,000, now $649,900 — a $100K cut. The full history is in the market section below.

Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Valerie Barber. MLS #G5107869.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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