15319 MONTAUK LANE, CLERMONT, FL, 34714
Active317 days on marketListed Sep 25, 2025MLS #G5102500
About this home
15319 MONTAUK LANE
Spacious 4-Bed, 3-Bath home near Lake Louisa State Park in rolling hills of Clermont. This home boast over 3,000 sq. ft. of living space in a well-maintained home, featuring a large living/dining combo room adorned by plenty of natural light. The open kitchen boasts a big pantry, island, breakfast bar, and dining nook all overlooking the family room. Main level includes a bedroom with full ensuite, perfect for guests or in-laws. Upstairs contains the remaining bedrooms, laundry, and a flex space that can be used as a second living area, office, gym, etc. The master suite features a grand entrance, crown molding, walk-in closet, and master bath with dual sinks, oversized tub, and separate oversized shower. Back on the main level, sliding doors opens from the family room to a spacious backyard ready for outdoor enjoyment. New roof in 2024 and new AC in 2025. This spacious home is located in a safe, walkable neighborhood near Lake Louisa State Park, with shopping, dining, Disney, and many other popular destinations that Central Florida has to enjoy with a short drive away.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,111
Sqft
0.2 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,474 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,474/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−33.3%
$/sqft vs Clermont actives
$140 vs $225
Days on market
317 vs 43 typical
Where $140/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clermont
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
CLERMONT 34714 — neighborhood snapshot
Population
26,826
Median age
34.2
Median income
$74,470
Median home value
$343,600
Avg household
2.82
Households w/ children
3,295
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $445K
Clermont median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
213 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the CLERMONT 34714 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 15319 MONTAUK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$490,000
4908 CAPE HATTERAS DRIVE · same community
4 bd · 3.5 ba · 3,254 sqft · $151/sqft · 178 DOM
Sold · Jun ’26$515,000
5209 CAPE HATTERAS DRIVE · same community
5 bd · 3.5 ba · 2,539 sqft · $203/sqft · 14 DOM
Sold · May ’26$397,500
5005 CAPE HATTERAS DRIVE · same community
4 bd · 3 ba · 2,387 sqft · $167/sqft · 364 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 15319 MONTAUK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15319 MONTAUK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
15319 MONTAUK LANE FAQs
What would the monthly payment be for 15319 MONTAUK LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,474/mo — principal and interest, the actual property-tax bill, the $70/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15319 MONTAUK LANE?+
The association fee works out to $70 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15319 MONTAUK LANE?+
The most recent tax bill on record (2024) was $5,894. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15319 MONTAUK LANE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $435,000, this home is listed about 7% below the Clermont median of $469,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15319 MONTAUK LANE?+
Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$435,000 runs 21% above the CLERMONT 34714 median — but at 3,111 sqft it's also 50% larger than the typical Clermont listing.
02Time on market is leverage
317 days on market against a Clermont median of 43 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $495,000, now $435,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY ORLANDO · Stanley Yan. MLS #G5102500.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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