321 WATER SHORE DRIVE, LEESBURG, FL, 34748
Active403 days on marketListed Jul 1, 2025MLS #G5098810
About this home
321 WATER SHORE DRIVE
Virtually Staged. Back on the market after the buyer’s financing fell through for reasons unrelated to the property. The home was under contract for several months due to a pre-occupancy agreement. Since it was last listed, the property has received several upgrades, including newly installed gutters, fresh sod, and updated landscaping. Situated on a spacious 0.43-acre lot with no rear neighbors and a pond to the right, this home offers exceptional privacy and partial lake views from the backyard. The four-bedroom, three-bathroom home features an open-concept layout with no carpet throughout. The kitchen includes quartz countertops, a Samsung Bespoke refrigerator, stainless steel appliances, 42-inch soft-close cabinetry, a designer backsplash, a farmhouse sink, and a large center island perfect for gathering and entertaining. Two bedrooms feature private en suite bathrooms, including the spacious primary suite with a walk-in closet, dual quartz vanities, and a glass-enclosed shower. Step outside to the covered patio and expansive backyard, offering plenty of room to relax, entertain, or create your ideal outdoor space. Additional features include an indoor laundry room with built-in storage and a convenient pet shower, newly installed gutters, and a two-car garage. Located in an established Leesburg neighborhood near Venetian Gardens, Lake Griffin State Park, Downtown Leesburg, shopping, dining, boating, fishing, and outdoor recreation. Move-in ready and waiting for its new owner!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,058
Sqft
0.43 ac
Lot size
2
Garage
2025
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,292 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,292/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+37%
Days on market
403 vs 62 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 321 WATER SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 321 WATER SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
321 WATER SHORE DRIVE FAQs
What would the monthly payment be for 321 WATER SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,292/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 321 WATER SHORE DRIVE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 321 WATER SHORE DRIVE?+
The most recent tax bill on record (2024) was $956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 321 WATER SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $469,800, this home is listed about 57% above the Leesburg median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 321 WATER SHORE DRIVE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$469,800 runs 68% above the LEESBURG 34748 median — but at 2,058 sqft it's also 25% larger than the typical Leesburg listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
403 days on market against a Leesburg median of 62 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $475,000, now $469,800 — a $5K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Daniela Patton. MLS #G5098810.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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