21 LAMAR LANE, PALM COAST, FL, 32137
Active3 days on marketListed Jul 27, 2026MLS #FC320243
About this home
21 LAMAR LANE
Under Construction. MOVE IN READY!!! Ask agent about the exceptional incentives!! Fenced in Backyard with 6 ft. Vinyl Fence. NO ORIGINATION FEES - NO APPLICATION FEES, With our approved lender & $31,000 UPGRADES INCLUDED!! Welcome to This brand-new where every detail has been thoughtfully crafted to offer elegance, comfort, and a modern lifestyle. From the moment you arrive, you'll be impressed by the striking 8-foot designer front door, which sets the tone for a home filled with sophistication. Luxury floating LVP flooring. Natural light pours through the front windows, bringing warmth into the heart of the home. The indoor space blends seamlessly with the outdoors thanks to a large 8-foot sliding glass door that opens to the covered lanai--perfect for enjoying the weather year-round. Soaring 9'4'' ceilings enhance the feeling of spaciousness, while decorative finishes and Riverside-style doors add a refined touch. Designer lighting accentuates the open floor plan, creating a stylish and inviting atmosphere. Featuring shaker-style cabinets, veined quartz countertops, an elegant backsplash, and stainless steel appliances. The bathrooms are designed for relaxation, with matte black faucets, oil-rubbed bronze fixtures, and ceramic-tiled walls delivering a timeless luxury experience. This is more than just a house it's a statement of great taste, quality, and exceptional design. Contact us today and take the first step toward the lifestyle you deserve. Photos shown are of the model home located at 182 Bayside Dr.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,800
Sqft
0.28 ac
Lot size
2
Garage
2026
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+10.5%
$/sqft vs 04 FAIRWAYS
$219 vs $212
Days on market
3 vs 47 typical
Where $219/sqft sits among the 10 homes for sale in 04 FAIRWAYS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Matanzas Woods
Get to know Palm Coast. See the full Palm Coast guide →
Matanzas Woods — neighborhood snapshot
Population
4,251
Median age
43
Median income
$80,188
Median home value
$358,971
Avg household
3
Households w/ children
416
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
5 of 10
04 FAIRWAYS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 21 LAMAR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$350,000
26 LINDBERG LANE · same community
3 bd · 2 ba · 1,754 sqft · $200/sqft · 30 DOM
Sold · Mar ’26$357,000
34 LEWIS DRIVE · same community
3 bd · 2 ba · 1,754 sqft · $204/sqft · 89 DOM
Sold · Jul ’26$393,000
11 LUTHER DRIVE · same community
4 bd · 2 ba · 1,873 sqft · $210/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 21 LAMAR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21 LAMAR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
21 LAMAR LANE FAQs
What would the monthly payment be for 21 LAMAR LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 21 LAMAR LANE?+
The most recent tax bill on record (2025) was $626. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $394,800, this home is priced right at the Palm Coast median.
Which schools are assigned to 21 LAMAR LANE?+
Belle Terre Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EAZ REALTY LLC · Antonio Melendez Perez. MLS #FC320243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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