4 SEVERN COURT, PALM COAST, FL, 32164
Active11 days on marketListed Jul 23, 2026MLS #FC320174
About this home
4 SEVERN COURT
Welcome to 4 Severn Ct, a charming Palm Coast turnkey home offering updated comfort and convenience. Located in Seminole Woods with no HOA, this well-maintained 3-bed, 2-bath home sits on a spacious .23-acre lot and offers an excellent opportunity for first-time buyers, downsizers, or investors. Built in 2005 and offering 1,166 square feet of living space, this home features an updated kitchen and bathrooms, along with a newer water heater, newer AC system, and an attached 2-car garage upgraded with sliding screens. Step outside to enjoy the backyard with a covered awning, concrete patio, storage shed, and a separate hobby shed with electric hookup - ideal for a workshop, creative space, home office, or extra storage.The versatile yard offers room to relax, entertain, and make it your own. Ideally located close to shopping, dining, parks, schools, and major roadways, this Palm Coast home combines updated affordability with everyday convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,166
Sqft
0.23 ac
Lot size
2
Garage
2005
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs SEMINOLE WOODS
$232 vs $207
Days on market
11 vs 52 typical
Where $232/sqft sits among the 10 homes for sale in SEMINOLE WOODS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
8 of 10
SEMINOLE WOODS have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the PALM COAST 32164 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 SEVERN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
2306 NW 121ST AVENUE · same community
3 bd · 2 ba · 1,269 sqft · $217/sqft · 97 DOM
Sold · Jun ’26$267,500
3 SERENADE PLACE · same community
3 bd · 2 ba · 1,303 sqft · $205/sqft · 7 DOM
Sold · Dec ’25$187,000
10 UNIONTIN COURT · same community
3 bd · 1 ba · 1,008 sqft · $186/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 SEVERN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 SEVERN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4 SEVERN COURT FAQs
What would the monthly payment be for 4 SEVERN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,181/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4 SEVERN COURT?+
The most recent tax bill on record (2025) was $3,750. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $270,000, this home is listed about 32% below the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4 SEVERN COURT?+
Flagler-Palm Coast High School (high), Bunnell Elementary School (elementary), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HEARTLAND REAL ESTATE SERVICES · Jill Cameron. MLS #FC320174.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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