Steeve Cadeau
$160,0002 bd2 ba1,150 sqft$139 /sqft$1,432 /mo all-in ↓

7 MID PINES CIRCLE, PALM COAST, FL, 32137

Active7 days on marketListed Jul 16, 2026MLS #FC319969

Priced 58% below the PALM COAST 32137 medianCondominiumPALM COAST FAIRWAYS CONDO

About this home

7 MID PINES CIRCLE

This 2 bedroom, 2 bathroom first floor condo is conveniently located near shopping, dining, entertainment, golf courses, and major highways. It offers the perfect blend of comfort and convenience. Whether you're looking for a primary residence, vacation getaway, or investment property, this is an opportunity you won't want to miss. Experience low maintenance living with all the conveniences just minutes away.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,150

Sqft

0.02 ac

Lot size

1980

Year built

One

Levels

$139

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Dryer · Range · Range Hood · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionWood Frame (FSC Certified)
FoundationSlab
FacesWest
ExteriorOther · Tennis Court(s)

Community & fees

Taxes (2025)$3,107/yr
PetsYes
CommunityClubhouse · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,432 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$942
FHA mortgage insurance (est.)$71
Property tax — 2025 actual bill$259
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,600
Interest rate6.00%
Loan term

Estimated payment

$1,432/mo

Principal & interest$942
FHA mortgage insurance (est.)$71
Property taxes (actual bill)$259
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $160K
$154KedgeAI estimate $182,575 · range $174K$192K$199K

vs edgeAI estimate

−12.4%

$/sqft vs PALM COAST FAIRWAYS CONDO

$139 vs $195

Days on market

7 vs 47 typical

Where $139/sqft sits among the 6 homes for sale in PALM COAST FAIRWAYS CONDO

0 · this home
0
1
1
3
1
$139–153$153–166$166–180$180–194$194–207$207+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 7 MID PINES CIRCLE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

3 of 6

PALM COAST FAIRWAYS CONDO have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 16, 2026Listed at $160,000 · 7 days on market since
1980Built · PALM COAST FAIRWAYS CONDO

Reality check

What actually sold near 7 MID PINES CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5 MID OAKS CIRCLE UNIT 10Sold · Jun ’26

$215,000

5 MID OAKS CIRCLE UNIT 10 · same community

2 bd · 2 ba · 1,150 sqft · $187/sqft · 20 DOM

3 BROADMORE CIRCLE UNIT 3Sold · Nov ’25

$170,000

3 BROADMORE CIRCLE UNIT 3 · same community

3 bd · 2 ba · 1,163 sqft · $146/sqft · 231 DOM

22 PINEHURST PLACESold · Jun ’26

$165,000

22 PINEHURST PLACE · same community

2 bd · 2 ba · 1,177 sqft · $140/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 7 MID PINES CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7 MID PINES CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

7 MID PINES CIRCLE FAQs

What would the monthly payment be for 7 MID PINES CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,432/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7 MID PINES CIRCLE?+

The most recent tax bill on record (2025) was $3,107. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7 MID PINES CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $160,000, this home is listed about 59% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7 MID PINES CIRCLE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALM COAST 32137 market on paper

$160,000 is 58% below the PALM COAST 32137 median of $379,900, and at $139/sqft it sits under the Palm Coast average of $257.

02Fresh on the market

Only 7 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXECUTIVES OCEANSIDE · Julie Aguiar. MLS #FC319969.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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