Steeve Cadeau
$343,9004 bd2 ba1,635 sqft$210 /sqft$2,415 /mo all-in ↓

16 BEAVERDAM LANE, PALM COAST, FL, 32137

Active10 days on marketListed Jul 14, 2026MLS #FC319934

Priced 9% below the PALM COAST 32137 medianNew constructionSingle Family ResidencePALM COAST NORTHWEST QUADRANT

About this home

16 BEAVERDAM LANE

Under Construction. $1,000 escrow deposit and when using one of our lender partners, we will pay a portion of closing costs. Saving thousands of dollars at the closing table. Step into this beautifully designed 1635 sq. ft. home where the foyer leads down the hall to an open dining room connected with the great room, featuring vaulted ceilings that create an airy, open feel—ideal for gatherings and everyday living. The kitchen is a true highlight with its vaulted ceilings, an island, quartz countertops, premium dark Moen faucet with built-in sprayer, and 36" designer cabinets with crown molding. A full suite of stainless steel appliances—range, microwave, and dishwasher—adds both style and convenience. The primary bathroom includes dual vanities, while both bathrooms feature premium dark Moen faucets, matching dark towel bars and toilet paper holders, and dark framed mirrors for a cohesive, modern look. Additional features include a built-in pest control system for peace of mind and 1-2-10 year builder warranties for long-term confidence. Situated in Palm Coast, this home creates a warm, everyday-living atmosphere that makes it easy to imagine life unfolding here, with a functional layout and comfortable spaces that feel natural for daily routines and future memories. Photos are of a similar model and not the actual home.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,635

Sqft

0.23 ac

Lot size

2

Garage

2026

Year built

One

Levels

$210

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCrown Molding · High Ceilings · In Wall Pest System · Open Floorplan · Pest Guard System · Stone Counters · Vaulted Ceiling(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick · Wood Frame
FoundationSlab
FacesEast
ExteriorNone

Community & fees

Taxes (2025)$936/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,415 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,025
FHA mortgage insurance (est.)$152
Property tax — 2025 actual bill$78
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,037Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,037
Interest rate6.00%
Loan term

Estimated payment

$2,415/mo

Principal & interest$2,025
FHA mortgage insurance (est.)$152
Property taxes (actual bill)$78
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $344K
$304KedgeAI estimate $325,797 · range $317K$325K$358K

vs edgeAI estimate

+5.6%

$/sqft vs Palm Coast actives

$210 vs $221

Days on market

10 vs 47 typical

Where $210/sqft sits among the 400 Palm Coast actives

182 · this home
91
37
37
20
33
$157–213$213–270$270–326$326–382$382–438$438+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 16 BEAVERDAM LANE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

177 of 400

Palm Coast actives have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% below the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $343,900 · 10 days on market since
2026Built · PALM COAST NORTHWEST QUADRANT

Reality check

What actually sold near 16 BEAVERDAM LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

43 BEACON MILL LANESold · Oct ’25

$295,000

43 BEACON MILL LANE · same community

3 bd · 2 ba · 1,637 sqft · $180/sqft · 20 DOM

250 BEECHWOOD LANESold · Nov ’25

$255,000

250 BEECHWOOD LANE · same community

3 bd · 2 ba · 1,624 sqft · $157/sqft · 0 DOM

29 BECKNER LANESold · Jun ’26

$282,000

29 BECKNER LANE · same community

3 bd · 2 ba · 1,668 sqft · $169/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 16 BEAVERDAM LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16 BEAVERDAM LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

16 BEAVERDAM LANE FAQs

What would the monthly payment be for 16 BEAVERDAM LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16 BEAVERDAM LANE?+

The most recent tax bill on record (2025) was $936. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $343,900, this home is listed about 13% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 16 BEAVERDAM LANE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ADAMS HOMES REALTY, INC · Natasha Grubb. MLS #FC319934.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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