Steeve Cadeau
$459,0003 bd2 ba1,850 sqft$248 /sqft$3,206 /mo all-in ↓

48 BARRING PLACE, PALM COAST, FL, 32137

Active7 days on marketListed Jul 17, 2026MLS #FC319882

WaterfrontSingle Family ResidenceINDIAN TRAILS

About this home

48 BARRING PLACE

Welcome to this exquisitely maintained, tastefully updated, and exceptionally well-cared-for move-in-ready block home, where pride of ownership is evident in every room and every detail. Every improvement has been thoughtfully planned, meticulously executed, and lovingly maintained, creating a residence that truly stands apart. Ideally situated on a quiet cul-de-sac, this home offers the perfect balance of peace and privacy while remaining just minutes from major roads, shopping, restaurants, parks, and schools. Nestled on a picturesque freshwater canal, this home offers peaceful water views and a tranquil setting that can be enjoyed from the living areas and lanai. Watch birds and local wildlife, cast a fishing line from your backyard, or launch a kayak and explore over 3 miles of freshwater canal. The spectacular landscaping is a masterpiece in itself, creating the feeling of strolling through a private botanical garden. Years of thoughtful planning, substantial investment, and loving care are reflected in every flower bed, tree, shrub, and decorative accent. The lush landscape is enhanced by a six-zone Hunter sprinkler system with dedicated drip irrigation for every potted plant, supplied by a private well and pump, making it as practical as it is beautiful. This exceptional 3-bedroom, 2-bath home has been extensively updated with quality improvements, including: New roof with whole-house Peel-N-Stick rubber underlayment (2022); Exterior professionally painted with Sherwin-Williams paint (2022); New gutters with LEAF-TEK Gutter Guards; Wind Mitigation Report; New A/C system (2020); 50-gallon water heater (2022); Elegant Pompeii quartz kitchen countertops; New stainless steel sink, faucet, and garbage disposal (2023); New refrigerator, electric range, and microwave (2025); SONOS three-zone audio system serving the living room, primary bedroom, and lanai (2023); Luxury vinyl plank flooring throughout the home with a transferable lifetime warranty; Tile flooring in both bathrooms, the entryway, and the lanai; Front door was upgraded to a fiberglass, solid PVC Jeld-Wen entryway; 8' × 10' Heartland storage shed professionally installed by a Lowe's contractor; First Alert whole-home security system professionally installed by Alarm Pro. Every room reflects quality, comfort, and meticulous attention to detail. Whether entertaining family and friends, relaxing to your favorite music on the lanai, enjoying a peaceful boat ride, or simply taking in the beautiful canal views surrounded by lush gardens, this home offers an exceptional Florida lifestyle. From the moment you arrive, you'll sense that this is more than just a house—it's a home that has been cherished. Every corner tells a story of thoughtful care, and every improvement was made with quality and longevity in mind. Once you step inside, you won't want to leave. This is the kind of home that simply feels right—the kind you'll be proud to call your own. This is more than a beautifully updated property—it's a lifestyle defined by comfort, quality, and the simple pleasure of living on the water. Every detail has been thoughtfully cared for, making this truly a rare opportunity to own a home where all the work has already been done. Simply move in, relax, and enjoy.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,850

Sqft

0.39 ac

Lot size

2

Garage

2002

Year built

One

Levels

$248

Per sqft

WaterfrontNegotiable

Inside

FlooringCeramic Tile · Vinyl
AppliancesConvection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Other · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · Sliding Doors · Sprinkler Metered · Storage

Community & fees

Taxes (2025)$1,689/yr

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Available · Sprinkler Well · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,206 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property tax — 2025 actual bill$141
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,065
Interest rate6.00%
Loan term

Estimated payment

$3,206/mo

Principal & interest$2,702
FHA mortgage insurance (est.)$203
Property taxes (actual bill)$141
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $459K
$333KedgeAI estimate $363,862 · range $347K$384K$477K

vs edgeAI estimate

+26.1%

$/sqft vs INDIAN TRAILS

$248 vs $200

Days on market

7 vs 47 typical

Where $248/sqft sits among the 12 homes for sale in INDIAN TRAILS

4
1
3
2
1
1 · this home
$165–179$179–193$193–207$207–221$221–234$234+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Indian Trails

Map of 48 BARRING PLACE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Indian Trails — neighborhood snapshot

Population

12,901

Median age

47

Median income

$68,343

Median home value

$282,657

Avg household

3

Households w/ children

1,358

For the school run

Flagler County School District

MiddleIndian Trails Middle School★★★★★
ElementaryBelle Terre Elementary School★★★★★
HighMatanzas High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

4 of 12

INDIAN TRAILS have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 17, 2026Listed at $459,000 · 7 days on market since
2002Built · INDIAN TRAILS

Reality check

What actually sold near 48 BARRING PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3 BANN PLACESold · Dec ’25

$455,000

3 BANN PLACE · same community

3 bd · 2 ba · 1,851 sqft · $246/sqft · 8 DOM

56 BROWNSTONE LANESold · Jan ’26

$340,000

56 BROWNSTONE LANE · same community

3 bd · 2 ba · 1,814 sqft · $187/sqft · 8 DOM

70 BENNETT LANESold · May ’26

$450,000

70 BENNETT LANE · same community

3 bd · 3 ba · 1,810 sqft · $249/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 48 BARRING PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 48 BARRING PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

48 BARRING PLACE FAQs

What would the monthly payment be for 48 BARRING PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,206/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 48 BARRING PLACE?+

The most recent tax bill on record (2025) was $1,689. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $459,000, this home is listed about 16% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 48 BARRING PLACE?+

Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$459,000 runs 21% above the PALM COAST 32137 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 7 days on market in a Palm Coast market that averages 47 — if it fits, move quickly.

04Strong assigned schools

Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY ATLANTIC, LLC · Olga Lypyak. MLS #FC319882.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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