2810 LUNDY ROAD, PALATKA, FL, 32177
Active12 days on marketListed Jul 12, 2026MLS #FC319814
About this home
2810 LUNDY ROAD
5.57-Acre Private Retreat Near Golf Course & River — $189,000! 368 feet of premium road frontage along Lundy Road, the property delivers superb curb appeal, excellent accessibility, and an incredible depth of land to construct a truly secluded homestead enveloped by nature. Escape to your own private slice of Old Florida! Property Highlights: Generous Acreage: 5.57 acres of pristine, naturally wooded land provides a grand footprint and total privacy barrier from the road. Substantial Frontage: Features an impressive 368 feet of direct asphalt road frontage for flexible driveway layouts. Golfer's Dream: Situated just seconds from the historic, 1925 Donald Ross-designed Palatka Golf Club. Boater's Paradise: Enjoy effortless access to the majestic St. Johns River with local boat ramps located just down the street. Instant Compound Potential — Expand Your Estate! Looking for a head start on site prep or even more space? The adjacent parcel at 2800 Lundy Road is also available for purchase at $89,000! While a separate 1-acre residence sits between the two street fronts, both parcels connect seamlessly directly behind it. Acquiring the neighboring 2800 Lundy tract adds an additional 2.92 acres that has already been professionally mulch-cleared (with gorgeous mature canopy trees left standing) and adds another 214 feet of road frontage. Combined, they wrap around to form a spectacular, interconnected 8.49-acre private sanctuary where your main build site can look like a park, while the rest remains an untouched nature buffer. Showing Instructions: Property is vacant land. No scheduling necessary. Go Show! Embrace the freedom of space and the perks of a prime recreation location—walk this spectacular property today!
Facts & features
The home at a glance
5.79 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,448 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,448/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palatka
Get to know Palatka. See the full Palatka guide →
PALATKA 32177 — neighborhood snapshot
Population
26,046
Median age
41.6
Median income
$47,486
Median home value
$158,800
Avg household
2.4
Households w/ children
3,008
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palatka market
$182K → $279K
Palatka median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Palatka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the PALATKA 32177 median. See the full Palatka market guide →
Paper trail
This home's history
Reality check
What actually sold near 2810 LUNDY ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$196,000
2007 SHERMAN AVENUE
3 bd · 1 ba · 960 sqft · $204/sqft · 106 DOM
Sold · Jan ’26$101,793
1510 PRESIDENT STREET
3 bd · 1 ba · 1,036 sqft · $98/sqft · 149 DOM
Sold · Apr ’26$40,000
3420 S PALM AVENUE
3 bd · 1 ba · 1,083 sqft · $37/sqft · 143 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2810 LUNDY ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2810 LUNDY ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2810 LUNDY ROAD FAQs
What would the monthly payment be for 2810 LUNDY ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,448/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2810 LUNDY ROAD?+
The most recent tax bill on record (2025) was $1,095. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palatka?+
At $189,000, this home is listed about 27% below the Palatka median of $259,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2810 LUNDY ROAD?+
William D. Moseley Elementary School (elementary), Palatka Junior - Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of ADAMS, CAMERON & CO., REALTORS · Diane Johnson. MLS #FC319814.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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