Steeve Cadeau
$518,9002 bd2 ba2,078 sqft$250 /sqft$3,547 /mo all-in ↓

31 CIMMARON DRIVE, PALM COAST, FL, 32137

Active16 days on marketListed Jul 8, 2026MLS #FC319807

New constructionSingle Family ResidencePALM HARBOR

About this home

31 CIMMARON DRIVE

Under Construction. Welcome to the Norris II F, a beautifully designed new elevation for the thoughtfully created plan for everyday comfort and easy entertaining. One of SeaGate’s best-selling home designs, the Norris II offers open-concept living with a spacious great room, gourmet kitchen with corner pantry, guest bedroom, home office, and indoor laundry. Premium interior finishes include laminate flooring throughout, upgraded tile in the baths, premium cabinets, and quartz countertops in the kitchen, baths, and laundry, along with 42” upper cabinets in both the kitchen and laundry. A recessed great room with contrasting paint, crown molding in the foyer, dining room, and great room, plus a premium lighting package with under-cabinet lighting, pendant lights over the island, and fans in the great room, owner’s suite, and bedroom 2 add style throughout. The secluded owner’s suite features an oversized walk-in closet, luxurious bath with bench in the shower, and a private retreat feel. Sliding glass doors open to a covered lanai overlooking the marsh, while gutters with downspouts add extra convenience to this thoughtfully upgraded home.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,078

Sqft

0.2 ac

Lot size

2

Garage

2026

Year built

One

Levels

$250

Per sqft

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Microwave · Range
InteriorOpen Floorplan · Solid Surface Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorIrrigation System

Community & fees

Taxes (2025)$1,236/yr
CommunityAssociation Recreation - Owned

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,547 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,055
FHA mortgage insurance (est.)$230
Property tax — 2025 actual bill$103
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $18,162Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $18,162
Interest rate6.00%
Loan term

Estimated payment

$3,547/mo

Principal & interest$3,055
FHA mortgage insurance (est.)$230
Property taxes (actual bill)$103
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $519K
$363KedgeAI estimate $408,022 · range $378K$456K$540K

vs edgeAI estimate

+27.2%

$/sqft vs PALM HARBOR

$250 vs $241

Days on market

16 vs 47 typical

Where $250/sqft sits among the 22 homes for sale in PALM HARBOR

7
6
3 · this home
2
0
4
$179–212$212–245$245–278$278–311$311–344$344+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 31 CIMMARON DRIVE inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

14 of 22

PALM HARBOR have cut their price

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 8, 2026Listed at $518,900 · 16 days on market since
2026Built · PALM HARBOR

Reality check

What actually sold near 31 CIMMARON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

61 FRANCISSold · Jul ’25

$463,800

61 FRANCIS · same community

4 bd · 2 ba · 2,099 sqft · $221/sqft · 19 DOM

16 S CLAYMONT COURT SSold · Feb ’26

$499,000

16 S CLAYMONT COURT S · same community

3 bd · 2 ba · 1,993 sqft · $250/sqft · 191 DOM

7 PALM HARBOR DRIVESold · Dec ’25

$1,700,000

7 PALM HARBOR DRIVE · same community

3 bd · 2 ba · 1,938 sqft · $877/sqft · 88 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 31 CIMMARON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 31 CIMMARON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

31 CIMMARON DRIVE FAQs

What would the monthly payment be for 31 CIMMARON DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,547/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 31 CIMMARON DRIVE?+

The most recent tax bill on record (2025) was $1,236. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Coast?+

At $518,900, this home is listed about 31% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 31 CIMMARON DRIVE?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SEAGATE REAL ESTATE INC · Tommie Krawiec. MLS #FC319807.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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31 CIMMARON DRIVE, PALM COAST, FL — 2 Bed, 2 Bath — $518,900 | CENTURY 21 Edge