Steeve Cadeau
$829,0003 bd3 ba1,676 sqft$495 /sqft$6,215 /mo all-in ↓

200 OCEAN CREST DRIVE UNIT 1018, PALM COAST, FL, 32137

Active22 days on marketListed Jul 1, 2026MLS #FC319587

Condo - HotelHAMMOCK BEACH CLUB

About this home

200 OCEAN CREST DRIVE UNIT 1018

Welcome to Unit 1018 at Hammock Beach Resort, a rare top-floor 3-bedroom, 3-bath residence offering sweeping views of the golf course and Atlantic Ocean. This owner-occupied condominium has been meticulously maintained and thoughtfully enhanced over the years, with upgrades designed to maximize space, comfort, functionality, and the breathtaking coastal setting. The bright, open living and dining areas flow seamlessly to the private balcony, creating the perfect place to enjoy ocean breezes, morning coffee, and the relaxed elegance of resort living. Interior improvements include granite countertops, a tiled backsplash, stainless steel appliances, a custom dry bar, built-in pantry cabinetry in the kitchen, luxury flooring throughout, and battery-operated remote-controlled blinds in the living room, primary suite, and guest bedroom. The spacious primary suite serves as a private retreat, offering beautiful views, a spa-inspired bathroom, and a custom California closet system for added organization and convenience. Whether you are seeking a luxurious primary residence, second home, or exclusive coastal retreat, this residence offers the perfect combination of views, upgrades, and location within one of Palm Coast’s premier oceanfront communities. Hammock Beach Resort’s optional membership provides access to two championship golf courses, a world-class beach club, multiple resort pools, fitness facilities, tennis, pickleball, fine dining, and an unparalleled resort lifestyle. Ask for additional membership information and pricing. With its coveted top-floor location, exceptional condition, extensive upgrades, and stunning golf course and Atlantic Ocean views, Unit 1018 presents a rare opportunity to experience the best of Hammock Beach Resort living.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,676

Sqft

3.6 ac

Lot size

2003

Year built

One

Levels

$495

Per sqft

Golf Course & Water viewPets allowed

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Dry Bar · Elevator · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Tray Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Water
FacesNorthwest
ParkingAssigned · Circular Driveway · Common · Covered · Golf Cart Parking · Ground Level · Guest · Off Street · Under Building
ExteriorBalcony · Irrigation System · Lighting · Private Entrance · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$1,571/mo
Taxes (2025)$7,949/yr
PetsYes
CommunityGulf/Ocean Front · Waterfront · Deed Restrictions · Gated Community - Guard · Golf

Utilities & systems

UtilitiesCable Available · Electricity Connected · Phone Available · Private · Sewer Connected · Street Lights · Underground Utilities
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,215 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$3,822
Property tax — 2025 actual bill$662
Condo fee — from the listing$1,571
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $248,700
Interest rate6.90%
Loan term

Estimated payment

$6,215/mo

Principal & interest$3,822
Property taxes (actual bill)$662
HOA / condo fee$1,571
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $829K
$552KedgeAI estimate $687,780 · range $575K$765K$862K

vs edgeAI estimate

+20.5%

Days on market

22 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Coast

Map of 200 OCEAN CREST DRIVE UNIT 1018

Get to know Palm Coast. See the full Palm Coast guide →

PALM COAST 32137 — neighborhood snapshot

Population

47,003

Median age

56.5

Median income

$78,731

Median home value

$360,600

Avg household

2.3

Households w/ children

3,437

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 118% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $829,000 · 22 days on market since
2003Built · HAMMOCK BEACH CLUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 1018 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 1018 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

200 OCEAN CREST DRIVE UNIT 1018 FAQs

What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 1018?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $6,215/mo — principal and interest, the actual property-tax bill, the $1,571/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 1018?+

The association fee works out to $1,571 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 200 OCEAN CREST DRIVE UNIT 1018?+

The most recent tax bill on record (2025) was $7,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 200 OCEAN CREST DRIVE UNIT 1018?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $829,000, this home is listed about 110% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 1018?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$829,000 runs 118% above the PALM COAST 32137 median.

02Golf Course & Water views

The golf course and water view is part of what you're buying — views hold value independently of the structure.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of TULLY REAL ESTATE & COMPANY · Amanda Tully. MLS #FC319587.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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