
200 OCEAN CREST DRIVE UNIT 1018, PALM COAST, FL, 32137
Active22 days on marketListed Jul 1, 2026MLS #FC319587
About this home
200 OCEAN CREST DRIVE UNIT 1018
Welcome to Unit 1018 at Hammock Beach Resort, a rare top-floor 3-bedroom, 3-bath residence offering sweeping views of the golf course and Atlantic Ocean. This owner-occupied condominium has been meticulously maintained and thoughtfully enhanced over the years, with upgrades designed to maximize space, comfort, functionality, and the breathtaking coastal setting. The bright, open living and dining areas flow seamlessly to the private balcony, creating the perfect place to enjoy ocean breezes, morning coffee, and the relaxed elegance of resort living. Interior improvements include granite countertops, a tiled backsplash, stainless steel appliances, a custom dry bar, built-in pantry cabinetry in the kitchen, luxury flooring throughout, and battery-operated remote-controlled blinds in the living room, primary suite, and guest bedroom. The spacious primary suite serves as a private retreat, offering beautiful views, a spa-inspired bathroom, and a custom California closet system for added organization and convenience. Whether you are seeking a luxurious primary residence, second home, or exclusive coastal retreat, this residence offers the perfect combination of views, upgrades, and location within one of Palm Coast’s premier oceanfront communities. Hammock Beach Resort’s optional membership provides access to two championship golf courses, a world-class beach club, multiple resort pools, fitness facilities, tennis, pickleball, fine dining, and an unparalleled resort lifestyle. Ask for additional membership information and pricing. With its coveted top-floor location, exceptional condition, extensive upgrades, and stunning golf course and Atlantic Ocean views, Unit 1018 presents a rare opportunity to experience the best of Hammock Beach Resort living.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,676
Sqft
3.6 ac
Lot size
2003
Year built
One
Levels
$495
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,215 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$6,215/mo
Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.5%
Days on market
22 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 118% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 OCEAN CREST DRIVE UNIT 1018 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 OCEAN CREST DRIVE UNIT 1018 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
200 OCEAN CREST DRIVE UNIT 1018 FAQs
What would the monthly payment be for 200 OCEAN CREST DRIVE UNIT 1018?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $6,215/mo — principal and interest, the actual property-tax bill, the $1,571/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 OCEAN CREST DRIVE UNIT 1018?+
The association fee works out to $1,571 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 OCEAN CREST DRIVE UNIT 1018?+
The most recent tax bill on record (2025) was $7,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 OCEAN CREST DRIVE UNIT 1018?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $829,000, this home is listed about 110% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 OCEAN CREST DRIVE UNIT 1018?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$829,000 runs 118% above the PALM COAST 32137 median.
02Golf Course & Water views
The golf course and water view is part of what you're buying — views hold value independently of the structure.
03The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of TULLY REAL ESTATE & COMPANY · Amanda Tully. MLS #FC319587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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