40 BOULDER ROCK DRIVE, PALM COAST, FL, 32137
Pending25 days on marketListed Jun 29, 2026MLS #FC319575
About this home
40 BOULDER ROCK DRIVE
SELLER WANTS THIS SOLD! BRING OFFERS Welcome to your beautifully updated new home! This stunning property sits on a huge, 12,000-square-foot lot, giving you plenty of space for outdoor fun, gardening, or adding a pool. Every inch of this house has been completely remodeled, so it feels brand new inside. Step into the kitchen and you will find gorgeous new stone countertops and bright new cabinets that have tons of storage. The entire home features fresh updates that make everyday living comfortable and stylish. Best of all, you can move in with total peace of mind. The house comes with a brand-new HVAC system to keep you cool all summer long, and the roof was recently replaced. Located in a wonderful neighborhood, 40 Boulder Rock Drive is completely turn-key and ready for you to enjoy. Don't miss out on this amazing home!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,247
Sqft
0.29 ac
Lot size
1
Garage
1984
Year built
One
Levels
$238
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,390 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,390/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15%
Days on market
25 vs 47 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Trails
Get to know Palm Coast. See the full Palm Coast guide →
Indian Trails — neighborhood snapshot
Population
12,901
Median age
47
Median income
$68,343
Median home value
$282,657
Avg household
3
Households w/ children
1,358
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 40 BOULDER ROCK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 40 BOULDER ROCK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
40 BOULDER ROCK DRIVE FAQs
What would the monthly payment be for 40 BOULDER ROCK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 40 BOULDER ROCK DRIVE?+
The most recent tax bill on record (2025) was $4,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $297,000, this home is listed about 25% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 40 BOULDER ROCK DRIVE?+
Indian Trails Middle School (middle), Belle Terre Elementary School (elementary), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM COAST 32137 market on paper
$297,000 is 22% below the PALM COAST 32137 median of $379,900, and at $238/sqft it sits under the Palm Coast average of $257.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Indian Trails Middle School, Belle Terre Elementary School, Matanzas High School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of WORTH CLARK REALTY · Jinnelie Kerouac. MLS #FC319575.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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