Steeve Cadeau
$309,0001 bd1 ba438 sqft$705 /sqft$2,766 /mo all-in ↓

301 CENTRAL AVENUE S Unit 11, FLAGLER BEACH, FL, 32136

Active33 days on marketListed Jun 22, 2026MLS #FC319381

Priced 31% below the FLAGLER BEACH 32136 medianFully furnishedCondominiumPLAZA CARIBE

About this home

301 CENTRAL AVENUE S Unit 11

Live the beach lifestyle you’ve always dreamed of in this beautifully updated one-bedroom, one-bath condominium located in the heart of Flagler Beach. Just steps from the beach walkover, fishing pier, local restaurants, boutique shopping, and the popular farmers market, this property places you right in the center of everything that makes Flagler Beach so special. Inside, you’ll find a thoughtfully renovated interior featuring tile flooring throughout, granite countertops, an updated bathroom with a tiled walk-in shower and glass enclosure, and a newer HVAC system. Offered fully furnished, this condo is truly move-in ready—whether you’re looking for a personal beach retreat, seasonal getaway, or income-producing investment property. Enjoy your morning coffee or evening cocktail from the outdoor sitting area while taking in views of the Atlantic Ocean and refreshing sea breezes. When you’re not using the property, take advantage of the area’s strong vacation rental demand and generate additional income. Plaza Caribe offers residents and guests a private tropical oasis complete with a heated swimming pool, gas grilling area, outdoor dining spaces, and secure gated access. The lush landscaping and peaceful atmosphere create a relaxing escape while still being only steps from the beach and downtown attractions. Flagler Beach is one of Florida’s few remaining authentic beach towns, known for its laid-back coastal charm, pet-friendly beaches, and welcoming community. Owners may have dogs up to 30 pounds, making it easy to bring your four-legged companion along for the adventure. Conveniently located just 30 minutes from Daytona Beach and St. Augustine, a little over an hour from Orlando, and less than an hour from Jacksonville International Airport, this is your opportunity to own an affordable piece of paradise on Florida’s beautiful east coast.

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

438

Sqft

2007

Year built

One

Levels

$705

Per sqft

FurnishedPets allowed

Inside

FlooringTile
AppliancesMicrowave · Range Hood · Refrigerator
InteriorCeiling Fan(s)
LaundryCorridor Access
CoolingCentral Air
HeatingHeat Pump
FurnishedFurnished

Outside & construction

RoofBuilt-Up
ConstructionBlock · Stucco
FoundationSlab
FacesSouthwest
ParkingDriveway · On Street
ExteriorLighting

Community & fees

HOA fee$285/mo
Taxes (2025)$4,386/yr
PetsYes
CommunityPool

Utilities & systems

UtilitiesCable Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,766 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$366
Condo fee — from the listing$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,815Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,815
Interest rate6.00%
Loan term

Estimated payment

$2,766/mo

Principal & interest$1,819
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$366
HOA / condo fee$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Flagler Beach actives

$705 vs $313

Days on market

33 vs 68 typical

Where $705/sqft sits among the 129 Flagler Beach actives

45
35
17
21
5
6 · this home
$178–266$266–354$354–442$442–530$530–618$618+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Flagler Beach

Map of 301 CENTRAL AVENUE S Unit 11

Get to know Flagler Beach. See the full Flagler Beach guide →

FLAGLER BEACH 32136 — neighborhood snapshot

Population

8,303

Median age

59.8

Median income

$72,589

Median home value

$438,300

Avg household

2.09

Households w/ children

609

For the school run

Flagler County School District

ElementaryOld Kings Elementary School★★★★
HighFlagler-Palm Coast High School★★★★★
MiddleBuddy Taylor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Flagler Beach market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$517K$525K

Flagler Beach median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

61 of 129

Flagler Beach actives have cut their price

Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →

Paper trail

This home's history

Jun 22, 2026Listed at $309,000 · 33 days on market since
2007Built · PLAZA CARIBE

Reality check

What actually sold near 301 CENTRAL AVENUE S Unit 11

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

301 S CENTRAL AVENUE UNIT 5Sold · Jul ’25

$275,000

301 S CENTRAL AVENUE UNIT 5

1 bd · 1 ba · 455 sqft · $604/sqft · 156 DOM

159 LEHIGH AVENUESold · Feb ’26

$499,000

159 LEHIGH AVENUE

2 bd · 2 ba · 792 sqft · $630/sqft · 7 DOM

312 N 4TH STREETSold · Mar ’26

$411,000

312 N 4TH STREET

2 bd · 2 ba · 940 sqft · $437/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 301 CENTRAL AVENUE S Unit 11 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 301 CENTRAL AVENUE S Unit 11 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

301 CENTRAL AVENUE S Unit 11 FAQs

What would the monthly payment be for 301 CENTRAL AVENUE S Unit 11?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,766/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 301 CENTRAL AVENUE S Unit 11?+

The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 301 CENTRAL AVENUE S Unit 11?+

The most recent tax bill on record (2025) was $4,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 301 CENTRAL AVENUE S Unit 11?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Flagler Beach?+

At $309,000, this home is listed about 47% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.

Which schools are assigned to 301 CENTRAL AVENUE S Unit 11?+

Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the FLAGLER BEACH 32136 market on paper

$309,000 is 31% below the FLAGLER BEACH 32136 median of $449,900.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of REALTY EXCHANGE, LLC · Julie Sabine. MLS #FC319381.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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