Steeve Cadeau
$875,0005 bd4 ba2,965 sqft$295 /sqft$5,840 /mo all-in ↓

198 PARKSIDE DRIVE, ST AUGUSTINE, FL, 32095

Active35 days on marketListed Jun 15, 2026MLS #FC319198

Single Family ResidenceMARSHALL CRK DRI SV-4

About this home

198 PARKSIDE DRIVE

Presenting 198 Parkside Drive in Palencia, built and designed by Richard R. Dostie, this Craftsman style home has over 2,900 square feet and is perfectly located on over a quarter acre that backs up to the neighborhood preserve. The Royal Vilano floor plan is ideal for those who like to entertain friends and family, with a large, upgraded kitchen that looks out over the living room and a separate den / office space that's great for family movie night. The expansive first floor master suite has wonderful backyard views, walk-in closet, his / her sinks, and a walk-in shower with separate tub. The first floor also includes 3 other guest bedrooms, 3 full bathrooms, laundry area, and a 3-car garage. Upstairs you'll find a large 19x13 fifth bedroom and another full bathroom, a perfect space to use as a guest suite. The exterior of the home has covered front and back porches, and lots of privacy in the backyard with plenty of room for a pool. The Palencia community was designed with nature in mind and has lots of walking trails, boardwalks, and sidewalks in the shade of beautiful North Florida hard woods. There is a plethora of resort style amenities afforded to community residents which include; a fitness center, aerobics room, playgrounds, pools, security gate, tennis, and pickleball. This is North Florida living at its finest.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

2,965

Sqft

0.28 ac

Lot size

3

Garage

2003

Year built

Two

Levels

$295

Per sqft

Pets allowed

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorDog Run · French Doors · Irrigation System · Rain Gutters

Community & fees

HOA fee$10/mo
Taxes (2025)$7,450/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,840 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property tax — 2025 actual bill$621
HOA fee — from the listing$10
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $87,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $87,500
Interest rate6.00%
Loan term

Estimated payment

$5,840/mo

Principal & interest$4,721
PMI (est., until 20% equity)$328
Property taxes (actual bill)$621
HOA / condo fee$10
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Augustine actives

$295 vs $240

Days on market

35 vs 39 typical

Where $295/sqft sits among the 181 St Augustine actives

91
36 · this home
14
14
8
18
$178–241$241–304$304–366$366–429$429–492$492+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palencia

Map of 198 PARKSIDE DRIVE inside its neighborhood boundary

Get to know St Augustine. See the full St Augustine guide →

Palencia — neighborhood snapshot

Population

3,434

Median age

43

Median income

$115,574

Median home value

$629,100

Avg household

3

Households w/ children

490

For the school run

St. Johns County School District

ElementaryPalencia Elementary School★★★★
HighAllen D Nease Senior High School★★★★★
HighFirst Coast Technical College
Mky- Head Start /Dpp Pk School

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Augustine market

Seller’s marketSeller’s market2.9 months of inventoryBuyer’s market

$450K$400K

St Augustine median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

76 of 181

St Augustine actives have cut their price

Median sold price, St Augustine, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 197% above the ST AUGUSTINE 32095 median. See the full St Augustine market guide →

Paper trail

This home's history

Jun 15, 2026Listed at $875,000 · 35 days on market since
2003Built · MARSHALL CRK DRI SV-4

Reality check

What actually sold near 198 PARKSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

267 SOPHIA TERRACESold · Apr ’26

$1,005,000

267 SOPHIA TERRACE

5 bd · 3 ba · 2,760 sqft · $364/sqft · 123 DOM

806 BATTERSEA DRSold · Sep ’25

$549,000

806 BATTERSEA DR

4 bd · 2.5 ba · 2,499 sqft · $220/sqft · 21 DOM

800 N END STREETSold · Feb ’26

$465,000

800 N END STREET

4 bd · 2.5 ba · 2,495 sqft · $186/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 198 PARKSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 198 PARKSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

198 PARKSIDE DRIVE FAQs

What would the monthly payment be for 198 PARKSIDE DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,840/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 198 PARKSIDE DRIVE?+

The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 198 PARKSIDE DRIVE?+

The most recent tax bill on record (2025) was $7,450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 198 PARKSIDE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Augustine?+

At $875,000, this home is listed about 99% above the St Augustine median of $439,900. The market section on this page shows how the area is trending.

Which schools are assigned to 198 PARKSIDE DRIVE?+

Palencia Elementary School (elementary), Allen D Nease Senior High School (high), First Coast Technical College (high), Mky- Head Start /Dpp Pk School () — St. Johns County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ONE SOTHEBYS INTERNATIONAL · Nicholas Linser. MLS #FC319198.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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