Steeve Cadeau
$1,129,000$1,190,0004 bd3 ba2,510 sqft$450 /sqft$7,942 /mo all-in ↓

46 RIVERVIEW BEND N, PALM COAST, FL, 32137

Active42 days on marketListed Jun 11, 2026MLS #FC319185

Reduced $61KWaterfrontSingle Family ResidenceVILLAGE/PALM COAST PH II

About this home

46 RIVERVIEW BEND N

Rarely does a property check every box but 46 Riverview Bend N comes as close to perfect as it gets. Tucked on a quiet cul-de-sac within the prestigious gated community of Tidelands on the Intracoastal, this stunning 2024-built home sits on an expansive 0.45-acre pie-shaped lot delivering one of the largest and most private backyards in the neighborhood. From the moment you arrive, the grandeur is undeniable. A sprawling 3,000 sq ft brick paver driveway leads to a 522 sq ft finished garage and a masterfully built residence constructed on a stem wall with under-footer construction the gold standard in Florida building. The concrete tile roof and solid masonry stucco exterior complete a home engineered to stand the test of time. Inside, 2,510 sq ft of heated living space showcases the latest finishes of true new construction. Four bedrooms, three full bathrooms, an open light-filled layout, and two open porches totaling over 300 sq ft all overlooking your private waterfront oasis. And what a waterfront it is. A commanding 120-foot seawall lines your deep water saltwater canal, with a private dock and straddle hoist ready for the water. Just a 5-minute boat ride to the Intracoastal (Matanzas River) one canal away from endless adventure. The community matches the home. Tidelands spans nearly 80 acres on a water-surrounded peninsula with oak trees, walking trails, 11 acres of lakes and canals, and a fishing pier on the Intracoastal. Club amenities include two pools, fitness center, tennis courts, and clubhouse, all behind a gated entrance with guard station. HOA also covers lawn maintenance, irrigation, and turf care. The lot, the construction. the waterfront and the community. Move in and start living the Florida dream from day one.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,510

Sqft

0.5 ac

Lot size

2

Garage

2024

Year built

One

Levels

$450

Per sqft

WaterfrontWater view

Inside

FlooringLuxury Vinyl · Porcelain Tile
AppliancesDishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesSouthwest
ExteriorLighting · Private Mailbox · Private Yard · Sidewalk · Sliding Doors

Community & fees

HOA fee$416/mo
Taxes (2025)$10,213/yr
PetsDogs OK
CommunityDock · Fishing · Intracoastal Waterway · Water Access · Waterfront · Deed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,942 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,092
PMI (est., until 20% equity)$423
Property tax — 2025 actual bill$851
HOA fee — from the listing$416
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $112,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $112,900
Interest rate6.00%
Loan term

Estimated payment

$7,942/mo

Principal & interest$6,092
PMI (est., until 20% equity)$423
Property taxes (actual bill)$851
HOA / condo fee$416
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.1M
$508KedgeAI estimate $599,998 · range $529K$665K$1.2M

vs edgeAI estimate

+88.2%

Days on market

42 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 46 RIVERVIEW BEND N inside its neighborhood boundary

Get to know Palm Coast. See the full Palm Coast guide →

Palm Harbor — neighborhood snapshot

Population

16,621

Median age

57

Median income

$73,524

Median home value

$373,781

Avg household

2

Households w/ children

1,152

For the school run

Flagler County School District

HighMatanzas High School★★★★
MiddleIndian Trails Middle School★★★★★
ElementaryOld Kings Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Coast market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$353K$373K

Palm Coast median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 197% above the PALM COAST 32137 median. See the full Palm Coast market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,129,000 $61K
Jun 11, 2026Listed at $1,190,000 · 42 days on market since
2024Built · VILLAGE/PALM COAST PH II

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 46 RIVERVIEW BEND N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 46 RIVERVIEW BEND N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

46 RIVERVIEW BEND N FAQs

What would the monthly payment be for 46 RIVERVIEW BEND N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,942/mo — principal and interest, the actual property-tax bill, the $416/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 46 RIVERVIEW BEND N?+

The association fee works out to $416 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 46 RIVERVIEW BEND N?+

The most recent tax bill on record (2025) was $10,213. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 46 RIVERVIEW BEND N?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palm Coast?+

At $1,129,000, this home is listed about 186% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.

Which schools are assigned to 46 RIVERVIEW BEND N?+

Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,129,000 runs 197% above the PALM COAST 32137 median — but at 2,510 sqft it's also 33% larger than the typical Palm Coast listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,190,000, now $1,129,000 — a $61K cut. The full history is in the market section below.

Listing courtesy of TRADEMARK REALTY GROUP LLC · Nicholas Michael. MLS #FC319185.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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