200 RIVERFRONT DRIVE UNIT D103, PALM COAST, FL, 32137
Active56 days on marketListed May 29, 2026MLS #FC318771
About this home
200 RIVERFRONT DRIVE UNIT D103
Welcome to the ease and elegance of Grand Haven living. Perfectly positioned on the first floor, this beautifully refreshed 3-bedroom, 2-bath condominium offers 1,762 square feet of light-filled living space along with the convenience of a nearby 2-car garage. Freshly painted interiors, soaring ceilings, and a seamless blend of tile and luxury vinyl plank flooring create a clean, polished aesthetic throughout — with absolutely no carpet. The spacious living area opens effortlessly to an oversized screened lanai overlooking serene golf course views, where electronic shades provide added comfort and protection from both the Florida sun and afternoon rain showers. The updated kitchen is both stylish and functional, featuring stainless steel appliances, newly installed quartz countertops, freshly painted cabinetry, generous storage, and an inviting layout ideal for entertaining or casual everyday living. The primary suite serves as a private retreat with direct lanai access, abundant natural light, and a spacious ensuite bath complete with double vanities, soaking tub, separate shower, and private water closet. Two additional bedrooms provide flexibility for guests, a home office, or seasonal living. The home features a large laundry room with a utility sink for added convenience. Located within the highly sought-after gated community of Grand Haven, residents enjoy access to exceptional amenities including golf, tennis, pickleball, fitness centers, pools, walking trails, waterfront dining, and the Intracoastal lifestyle that makes Palm Coast so special. This move-in ready residence combines low-maintenance living with comfort, convenience, and one of Grand Haven’s most desirable first-floor locations. MOTIVATED SELLER; BRING ALL OFFERS!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,762
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,337 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.7%
$/sqft vs Palm Coast actives
$207 vs $223
Days on market
56 vs 47 typical
Where $207/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Grand Haven
Get to know Palm Coast. See the full Palm Coast guide →
Grand Haven — neighborhood snapshot
Population
3,308
Median age
65
Median income
$88,771
Median home value
$468,511
Avg household
2
Households w/ children
182
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
174 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 RIVERFRONT DRIVE UNIT D103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$465,000
71 SOUTHLAKE DRIVE
3 bd · 2 ba · 1,846 sqft · $252/sqft · 220 DOM
Sold · Sep ’25$420,000
7 OWLS ROOST LANE W
3 bd · 2 ba · 1,636 sqft · $257/sqft · 96 DOM
Sold · Jan ’26$435,000
85 SOUTHLAKE DRIVE
3 bd · 2 ba · 1,940 sqft · $224/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 RIVERFRONT DRIVE UNIT D103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 RIVERFRONT DRIVE UNIT D103 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
200 RIVERFRONT DRIVE UNIT D103 FAQs
What would the monthly payment be for 200 RIVERFRONT DRIVE UNIT D103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,337/mo — principal and interest, estimated property taxes, the $867/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 200 RIVERFRONT DRIVE UNIT D103?+
The association fee works out to $867 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 200 RIVERFRONT DRIVE UNIT D103?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 RIVERFRONT DRIVE UNIT D103?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $365,000, this home is listed about 8% below the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 200 RIVERFRONT DRIVE UNIT D103?+
Old Kings Elementary School (elementary), Indian Trails Middle School (middle), Matanzas High School (high) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM COAST 32137 market on paper
$365,000 is 4% below the PALM COAST 32137 median of $379,900, and at $207/sqft it sits under the Palm Coast average of $257.
02Know the monthly fee
The association fee is $867/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Strong assigned schools
Old Kings Elementary School, Indian Trails Middle School, Matanzas High School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $375,000, now $365,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PALM COAST REAL ESTATE COMPANY · Lisa Annaheim. MLS #FC318771.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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